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1.
The modern trends of digitalization have completely transformed and reshaped business practices, whole businesses, and even a number of industries. Blockchain technology is believed to be the latest advancement in industries such as the financial sector, where trust is of prime significance. Blockchain technology is a decentralized and coded security system which provides the capability for new digital services and platforms to be created through this emerging technology. This research presents a systematic review of scholarly articles on blockchain technology in the financial sector. We commenced by considering 227 articles and subsequently filtered this list down to 87 articles. From this, we present a classification framework that has three dimensions: blockchain-enabled financial benefits, challenges, and functionality. This research identifies implications for future research and practice within the blockchain paradigm. 相似文献
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The economic development of rural India requires connecting remote villages to local and global supply chains. Yet, high rates of financial exclusion inhibit rural Indians from participating in these supply networks. We review the literature on financial inclusion, adoption, and blockchain in India, and posit that to resolve financial exclusion, the four challenges of geographical access, high cost, inappropriate banking products, and financial illiteracy need to be overcome. Next, we argue that blockchain technologies hold the potential to overcome most of these challenges. However, for blockchain technologies to become the cornerstone of financial inclusion initiatives, an understanding of technology adoption in India is needed. To guide the development of such understanding, we develop a research agenda on the antecedents of adoption, adoption patterns, and outcomes of adoption. Answering these research questions will lead to a nuanced understanding of adoption of blockchain-based technologies in rural India. The practical contribution of this paper is the discussion of how blockchain can alleviate the issue of financial exclusion in rural India, thereby providing a basis for a solution that could connect rural Indians to global supply chain networks. The theoretical contribution lies in the identification of knowledge gaps that should be answered to achieve financial inclusion of rural Indians. 相似文献
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Blockchain has been praised for providing the technical infrastructure that enables a group of self-interested entities to share data without relying on intermediaries. Technically, blockchain is a distributed and decentralized append-only database. This latter aspect leads to an important, yet overlooked governance issue, namely what should the network members do when erroneous or malicious data are added to the blockchain ledger? We start by describing three public cases when the above happened. For each case, we elaborate on the adopted solution, which we refer to as the “rollback,” the “do nothing,” and the “overturn” solution. Drawing from these previous cases, discussions with experts, and from our own experience with blockchain research and development, we provide suggestions concerning managerial, technical, and information security policies and practices organizations should follow when contemplating enterprise-level applications of the blockchain technology. 相似文献
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Blockchain technology is said to have a high disruptive potential and can do without an intermediary. Numerous contributions deal with its impact on and possibilities for logistics and supply chains. In this article, we use a multiple case analysis to develop an explanatory model for the interaction of actors in an operational supply chain involving blockchain technology. In addition, we show which intermediary tasks the blockchain could replace and what impact this would have on the industry logic. For this purpose, we analyze the status quo in practice based on a multiple case study with real use cases and find answers to our research questions. The findings of the paper include (1) insights into the impact of blockchain technology on the logistics industry, and (2) the implications and research questions related to blockchain technology and the impact of blockchain technology on business models. 相似文献
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区块链这一新兴技术,正在对全球的各行各业产生重大影响。本文从克里斯坦森提出的“颠覆式创新”理论出发,引入国外该议题的前沿研究观点和较为成熟的案例,分析、介绍、评估区块链技术对文化创意产业具有颠覆式意义的影响,包括建立全新真实性验证与信任机制、重塑优质内容生产机制、构建互利共生的产业生态,并最终对这一“颠覆性”技术在文化创意产业经济中的角色以及带来的问题提出反思,同时扩充“颠覆式创新”理论在中国语境下的更多延伸意义,实现理论层面的创新。 相似文献
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Blockchain is the latest ‘disruptive innovation’ that has caught scholars’ attention. It is the underlying technology for Bitcoin and other digital currencies. Stakeholders like developers, entrepreneurs, and technology enthusiasts claim blockchain has the potential to reconfigure the contemporary economic, legal, political and cultural landscape. Skeptics claim the concept and its applications remain ambiguous and uncertain. Business scholars began publishing studies on the emergence and impact of blockchain, bitcoin, and related projects in 2014. In this study, we conduct a PRISMA guided systematic review of blockchain research in the business literature from 2014 to 2018. Our results show a rapid increase of studies over the five year period. The findings also convey key insights about the current state of scholarly investigation on blockchain, including its top benefits and challenges for business and society. We found that blockchain remains an early-stage domain of research in terms of theoretical grounding, methodological diversity, and empirically grounded work. We suggest research directions to improve our understanding of the state of blockchain and advance future research of this increasingly important and expansive area. 相似文献
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The adoption of blockchain technologies require the consideration of a broad range of factors, over and above the predominantly technology focus of most current work. Whilst scholarly literature on blockchain technology is only beginning to emerge, majority are focused on the technicalities of the technology and tend to ignore the organizational complexities of adopting the technology. Drawing from a focused review of literature, this paper proposed a conceptual framework for adoption of blockchain technology capturing the complex relationships between institutional, market and technical factors. The framework highlights that varying outcomes are possible, and the change process is focal as this shapes the form blockchain applications take. Factors presented in the framework (institutional, market and technical) interact and mutually influence each other. The proposed framework can be used by organisations as a reference point for adopting blockchain applications and by scholars to expand, refine and evaluate research into blockchain technology. 相似文献
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Blockchain-based systems become increasingly attractive targets for cybercrime due to the rising amount of value transacted in respective systems. However, a comprehensive overview of existing attack vectors and a directive discussion of resulting research opportunities are missing. Employing a structured literature review, we extract and analyze 87 relevant attacks on blockchain-based systems and assign them to common attack vectors. We subsequently derive a research framework and agenda for information systems research on the cybersecurity of blockchain-based systems. We structure our framework along the users, developers, and attackers of both blockchain applications and blockchain infrastructure, highlighting the reciprocal relationships between these entities. Our results show that especially socio-technical aspects of blockchain cybersecurity are underrepresented in research and require further attention. 相似文献
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区块链应用领域的研究主要集中在区块链技术与传统行业的结合，也就是“区块链+”商业模式创新，这些研究成果存在大量相互矛盾之处。这是因为现有研究由区块链出发推演商业模式创新的过程中，混淆了区块链技术、区块链特征和区块链理念三个范畴。在梳理三者边界以及相互之间关系的基础上，本文通过对三种“区块链+”共享经济商业模式创新路径的对比分析，发现由区块链集成技术和发展阶段所形成的组态决定了其与具体领域结合时表现出的商业模式新特征。这些特征一般表现为数据权、隐私和数据成本等方面，即“区块链+”商业模式创新点。进一步研究发现，“区块链+”商业模式创新的方向，例如打破垄断、独立自主和合作共赢等，与区块链创生的理念相契合。由此得出“区块链+”商业模式创新的整合路径为，区块链技术组态到具体商业模式的优化创新，再到区块链理念与商业模式理念的双向影响。形成三者循环的动态变化。本研究为不同领域“区块链+”商业模式的研究提供了理论框架，也为区块链企业的发展指明了方向。 相似文献
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The digitalization phenomenon is leveraging new relationship models through the entire supply chain network. In this outlook, blockchain is a cutting-edge technology that is already transforming and remodeling the relationships between all members of logistics and supply chain systems. Yet, while studies on blockchain have gained a relative pace over the recent years, the literature on this topic does not report sufficient research cases on blockchain adoption behavior at the individual level. The present study, therefore, aims to bridge this gap, notably by helping understand the individual blockchain adoption behavior in the logistics and supply chain field in India and the USA. Drawing on the emerging literature on blockchain, supply chain and network theory, as well as on technology acceptance models (TAMs), we have developed a model based on a slightly-altered version of the classical unified theory of acceptance and use of technology (UTAUT). The model being developed was then estimated using the Partial least squares structural equation modeling (PLS-SEM). As the model was eventually supported, the results obtained revealed the existence of distinct adoption behaviors between India-based and USA-based professionals. In parallel, the findings appear as a useful contribution to and a sign of progress for the literature on IT adoption, SCM, and blockchain. 相似文献
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As a new type of disruptive internet technology, blockchain technology is widely used as a technical support for enterprises to improve production processes and reduce costs. This paper reveals that existing research has only focused on the business process modelling and technology design process of a blockchain-based solution and has neglected analysis of the relationship between blockchain technology and enterprise operational capabilities based on actual data. Hence, this paper collects 50 listed blockchain technology enterprises in China and quantitatively analyses them. The results show that the expansion of the enterprise asset scale is a significant driving factor for implementing blockchain technology. In addition, this paper proves that implementation of blockchain technology has a positive impact on improving asset turnover rate and reducing sales expense rate. Based on the results of theoretical and empirical analysis, this paper provides some constructive suggestions for constructing blockchain projects in the future. 相似文献
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区块链与云会计都是被会计界高度关注的新会计信息技术方向,文章应用Citespace科学知识计量发现中国区块链研究从金融领域开始正在向会计领域发展,中国云会计研究持续7年并具有长期研究热度。云会计与区块链的设计理念、竞争程度、成本节约点、技术优势等存在不同,云会计特别适合中国中小公司基数大的会计主体特点。区块链与云会计的理念融合有助于提升云会计的会计数据功能、会计信息经济职能、数据安全与伦理、会计治理模式、会计监督创新等。 相似文献
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针对现有航运指数编制方法中缺乏航线指数、实时综合指数和样本收集具有局限性的问题,提出一种基于区块链的航运指数新编制方法.首先利用区块链的开放共识和智能合约的去信任、自执行等特点设计可按需部署的航线指数和计算具有即时性的航运综合指数;然后基于区块链扩充指数计算所需的运价数据,在数据采集过程中设计了基于token的激励机制和区块链中航运企业和货主的成对报价模式,并利用博弈模型验证其有效性,解决新方法衍生的缺乏激励和数据造假的问题;最后描述基于区块链的航运指数编制方法整体框架及航运运价数据上链流程. 相似文献
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Food safety is a public health issue of paramount importance. In this regard, blockchain has emerged as a promising technology that allows users to effectively and efficiently record the origin and flow of products and eliminate or reduce harmful food fraud. Consumers can benefit from this development by receiving up-to-date and verifiable information about the origins and delivery routes of their purchases. Drawing on signaling theory and the results of two experimental studies with 151 and 152 participants, respectively, we investigate how the use of blockchain to trace food products impacts consumers’ perception of product quality as a mediating variable and subsequently their purchase intention. Our framework further considers brand familiarity as a moderating variable. The findings from the two experiments show that blockchain labels as a signaling mechanism in food supply chains help to strengthen consumers’ perceived quality of food products, which, in turn, increases their purchase intention. This effect is more pronounced for less familiar brands, which is valuable information for managers who want to build a brand’s reputation. From an academic perspective, we highlight the applicability of signaling theory to identify blockchain-based traceability systems as important drivers of perceived product quality and consequently purchase intention. 相似文献
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The blockchain is considered to be the potential driver of the digital economy. The Blockchain technology outweighs the challenges associated with the traditional transaction business governed and regulated by the third trusted party. There is a growth in the interest among the researchers, the industry, and the academia to study and leverage the potential of Blockchain. Blockchain provides a decentralized and distributed public ledger for all the participating parties. Though it seems that blockchain is a viable choice and solution for all the centralized governed and regulated transactions (in digital online space), it has potential challenges that need to be resolved; opportunities to be explored, and applications to be studied. This paper utilizes a systematic literature review to study several research endeavors made in the domain of blockchain. To further research on blockchain adoption, the paper theoretically constructs an integrated framework of the blockchain innovation adoption process in an organization considering organizational and user acceptance perspectives. This would facilitate its widespread adoption, thereby achieving sustained leadership solutions. The paper offers 23 propositions to information systems (IS)/information management (IM) scholars with respect to innovation characteristics, organizational characteristics, environmental characteristics, and user acceptance characteristics. Further, the paper explores several areas of future research and directions that can provide deep insights for overcoming challenges and for the adoption of blockchain technology. 相似文献
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透明度和可追溯性是产品生态设计的关键。承诺—信任理论为理解生态设计透明度的有关实践内容提供了重要途径。区块链技术通过促进利益相关者之间的信任和承诺为产品生态设计做出贡献。为了实现产品生态设计的完全可追溯,本文提出了一个集成区块链特征及其生态系统的架构。在该架构中,区块链从以下五个方面促进生态设计的透明度：材料验证、合规审计、生命周期分析(LCA)、碳排放和回收利用。本文通过耐克案例研究,阐述了区块链集成架构如何促进信任和承诺。本文建立了独立的问责流程,为企业提高产品生态设计的透明度提供了有价值的见解。 相似文献
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This conceptual paper explores the impact of blockchain technology on public sector processes through the lens of information security. It includes an overview of the evolution of e-government, a synopsis of existing applications of blockchain technology, and innovative blockchain developments. We utilize the Confidentiality-Integrity-Accessibility (CIA) triad to guide our discussion of the security, governance, and regulatory implications of this technology. Leveraging the CIA triad model, we provide context for public managers who may consider blockchain technologies, and we highlight certain advantages arising from the “non-reputability” of distributed ledgers.In particular, we highlight the advantages of blockchain technologies with regards to non-reputability to help public managers understand how to best leverage blockchain technology to transform operations. 相似文献
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This paper aims to explain the implementation of blockchain technology in the production and supply chain delivery system for eggs from farm to consumer by a company based in the Midwestern USA. One of the primary research questions answered is how blockchain can be utilized and applied to more accurately and transparently move goods through global supply chains. This company is at the forefront of developing such systems for use in industry, and a use case for egg distribution is detailed. The goal is to track products from farm to fork using blockchain and internet of things (IoT) enabled technologies. By creating traceable and transparent supply chains for food, consumers can attain the information they need to make informed choices about the food they buy and the companies they support. For stakeholders in the food supply chain, having traceability and transparency builds better relationships with their customers, increases efficiency, and reduces the risk and cost of food recalls, fraud, and product loss. The blockchain technology and this business are creating a case for fixing and transforming the world’s food system. 相似文献