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1.
Prior studies disagree regarding the effectiveness of financial education programs, especially those offered in the workplace. To explain such measurement differences in evaluation and outcomes, we employ a stochastic life cycle model with endogenous financial knowledge accumulation and investigate how financial education programs optimally shape key economic outcomes. This approach permits us to measure how such programs shape wealth accumulation, financial knowledge, and participation in sophisticated assets (e.g. stocks) across heterogeneous consumers. We apply conventional program evaluation econometric techniques to simulated data, distinguishing selection and treatment effects. We show that the more effective programs provide follow-up in order to sustain the knowledge acquired by employees via the program; in such an instance, financial education delivered to employees around the age of 40 can raise savings at retirement by close to 10%. By contrast, one-time education programs do produce short-term but few long-term effects. We also measure how accounting for selection affects estimates of program effectiveness for those who participate. Comparisons of participants and non-participants can be misleading, even using a difference-in-difference strategy when the common-trend assumption is unlikely to hold. Random program assignment is needed to evaluate program effects on those who participate. 相似文献
2.
We study the literature on school financial education programs for children and youth via a quantitative meta-analysis of 37 (quasi-) experiments. We find that financial education treatments have, on average, sizeable impacts on financial knowledge (+0.33 SD), similar to educational interventions in other domains. Additionally, we document smaller effects on financial behaviors among students (+0.07 SD). When restricting the sample to 18 randomized experiments average effect sizes are estimated to be about 0.15 SD units on financial knowledge and 0.07 SD units on financial behaviors. These results are robust irrespective of the meta-analytic method used and when accounting for publication bias. Subgroup analyses show the beneficial effect of more intensive treatments, albeit with decreasing marginal returns. 相似文献
3.
We aimed at measuring the impact of a school-based sleep education program (ENSOM: ‘EN’ for ‘ENfant’ and SOM for ‘SOMmeil’ in French) on sleep, cognitive functioning and academic performance in children. In contrast with existing sleep education programs, ENSOM was designed by sleep experts with the intent of being autonomously achieved by teachers. One-hundred and thirty children aged 8–9 years took part in control versus ENSOM interventions. Compared to the control intervention, total sleep time was extended by 31 min per night, sleep efficiency improved by 2.9%, and sleep latency and wake after sleep onset were shortened by 7.7 and 4.5 min respectively after the ENSOM program. Sleep improvement remained significant at one-year follow-up. Attention, executive functioning, academic performance and parents' sleep knowledge also improved significantly. Given the frequency of sleep curtailment in children, school-based programs could be an efficient method to implement sleep education on a large scale. 相似文献
4.
Policy-makers making decisions on the implementation of school-based sexuality education (SE) programmes face two important questions: (1) what are the costs of implementing and scaling up SE programmes, and (2) what are the impacts? This paper responds to these questions by retrospectively assessing costs, impact and cost-effectiveness of the national school-based SE programme in Estonia 1997–2009. The three-year curriculum had been taught to 190,000 students at the end of 2009. The cost of reaching one student was USD 32.90 and the total costs were USD 5.6 million. There has been a remarkable improvement in sexual health indicators in the age groups 15–19 and 20–24 years in Estonia between 2001 and 2009. During this period, annual abortions, STIs and diagnosed HIV infections in the age groups were reduced by 37%, 55% and 89%, respectively. It is difficult to assess to what extent the improvements in these sexual health indicators are attributable to the SE programme. Nevertheless, our conservative threshold analysis indicates that the Estonian SE programme could be considered cost-saving if only 4% of the observed reductions in HIV infections are attributable to the programme. There is strong evidence, therefore, to support that the Estonian school-based sexuality programme has been cost-effective. 相似文献
5.
Donald S. Elliott Pref. Stanford L. Levin John B. Meisel 《Research in higher education》1988,28(1):17-33
Frequently institutions of higher education commission formal studies to measure their short-term economic impact on the surrounding regions. The purpose of this paper is to identify and discuss several of the methodological considerations which arise in the design and use of economic impact studies, as well as to present new evidence regarding the effectiveness of alternative survey methods for collecting the personal expenditure data frequently used in such studies. The survey results suggest that mail surveys may yield more accurate responses regarding important personal financial information than more costly telephone interviews. This paper also offers some guidance in the design of economic impact studies and points out some of the increasing pressures to integrate studies of short-term economic impacts with analysis of higher education's impact on long-term regional economic development.An earlier version of this paper was presented at the meetings of the Western Economic Association, Vancouver, British Columbia, Canada, July 1987. 相似文献
6.
This study uses a randomized controlled trial of a school-based anemia reduction program in rural China to examine how increased school emphasis on health promotion affects academic performance. Although education and health promotion are complementary functions of schools, they do compete for finite school resources. We compare the effects of a traditional program that provided only information about anemia and subsidies to an otherwise identical program that included performance incentives for school principals based on school-level anemia prevalence. By the end of the trial, exam scores among students who were anemic at baseline improved under both versions of the program, but scores among students in the incentive group who were healthy at baseline fell relative to healthy students in the control group. Results suggest that performance incentives to improve student health increase the impact of school-based programs on student health outcomes, but may also lead to reallocation of school resources. 相似文献
7.
The fundamental objective of Section 504 of the Rehabilitation Act of 1973 is to prohibit discrimination against all handicapped individuals attempting to participate in any program or activity that receives federal financial assistance. Therefore, this act has had a major impact on most institutions of higher education. Counselor education programs at these institutions are specifically affected in areas related to admission and treatment of handicapped students. A recent U.S. Supreme Court case is helpful in establishing guidelines for the application of Section 504 to these counselor education programs. 相似文献
8.
Salvador Hector Ochoa Robert L. Rhodes 《Journal of educational and psychological consultation》2013,23(1-2):75-94
This article provides school-based consultants with an overview of the English language learner (ELL) student population and common programs available to ELL students (such as English-only programs, pull-out English as a second language [ESL], content-based ESL, transitional bilingual programs, maintenance bilingual programs, and two-way or dual language bilingual education programs). Past and current research examining bilingual education programs and guidelines and recommendations for the application of bilingual education knowledge to consultative practice with school personnel and culturally and linguistically diverse parents are discussed. Because of the paucity of research regarding school-based consultation related to bilingual education issues, guidelines and recommendations are presented within the larger framework of multicultural and cross-cultural consultation. Recommendations for future research regarding school-based consultation related to bilingual education issues are provided. 相似文献
9.
Doctoral programs have high dropout rates of 43% representing the highest among all post-baccalaureate programs. Cross sectional studies of doctoral students?? retention have showed the importance of financial aid in predicting degree completion. These studies however, do not estimate the labor market??s effect on doctoral student retention and neglect the longitudinal nature of doctoral study and the multiple requirements that make doctoral education a three-stage process. This research study examines the effect of various factors, including financial aid and labor market conditions, on the likelihood that doctoral students will complete the three stages of doctoral education: transition, development, and research. The results show that although financial aid as a whole is important, the type of financial aid received is even more significant and has differential impacts on doctoral students?? retention at each stage. The study concludes that research assistantships have the highest likelihood of degree completion compared to students with other forms of financial support. Labor market conditions are also an important factor affecting doctoral student retention with higher expected earnings motivating doctoral students in the later part of their programs to complete their degrees. 相似文献
10.
This paper presents a systematic review on published research on universal school-based relationships and sex education for children aged 4–18 years. The review excludes papers focused solely on targeted cohorts, specific content areas and approaches such as abstinence-only education. Systematic searches were conducted with 5007 papers identified and following three rounds of screening, 134 papers were included in this review. The review sought to identify the terms used to describe sex education, the content included in programs or curriculum, the approaches forming the basis for implementation, the methods used to evaluate programs including the outcomes assessed. We conclude that the terms used in the field are vast, the content varied, approaches were wide-ranging, methods numerous and claims to effectiveness fluctuated and at times contrasted. Future research should seek to identify consistency in terminology and content, identify pedagogical approaches that are fully described building on the field of expertise in education, and engage highly rigorous methods and expertise in evaluation. The field of sex education must be recognized socially and institutionally so that appropriate funding and resources can be distributed to achieve the depth and breadth of knowledge required to progress the field. The implications of this impact on children's access to and ability to develop knowledge, skills, behaviours and critical thinking about themselves and their relationships. 相似文献
11.
High schools in the United States are increasingly requiring their students to complete financial education prior to graduation. This study estimates the effects of these requirements on the credit report outcomes of 18- through 21-year-olds—young people just establishing their financial independence. We find that financial education requirements are associated with fewer defaults and higher credit scores among young adults, but this general finding masks important heterogeneity at the state level. We conclude that well-funded teacher preparation may be key to successfully implementing financial education programs. 相似文献
12.
This paper presents evidence from a randomized field experiment testing the impact of a 3-year matched savings program on educational outcomes 10 years after the start of the experiment. We examine the effect of an Individual Development Account (IDA) program on (1) educational enrollment, (2) degree completion, and (3) increased education level. The IDA program, which ran from 1998 to 2003 in Tulsa, Oklahoma, provided low-income households with financial education and matching funds for qualified savings withdrawals, including a 1:1 match for educational uses. We find a significant impact on education enrollment and positive (but nonsignificant) impacts on degree completion and increase in level of education. We also examine the interaction between gender and treatment assignment, finding that the IDA had a strong positive effect on increased educational attainment for men but not for women. 相似文献
13.
《Africa Education Review》2013,10(1):95-112
Abstract This article focuses on decentralisation of financial control as a strategy used to develop school-based management (SBM) and improve performance. SBM is a management mechanism aimed at improving schools by shifting decision-making powers regarding the budget from the central level to the schools (Raywind 1990, 142). The article examines the role of the state in decentralisation by exploring the current South African education policy on this aspect of educational reform as expressed through the Norms and standards for school funding (RSA 1998). The policy was designed in response to the demands for educational reform and restructuring initiatives. A common feature in the implementation of this policy is the devolution of decisionmaking authority over the management of resources to schools. This includes devolution of state-allocated budgets and delegation of financial management responsibilities to school-based financial management structures through the district as a primary education service delivery system for the state. To assist both the district and the school in carrying out their responsibilities, a model for school-based financial management is presented in this article. 相似文献
14.
Rebekah L. Chapman Lisa Buckley Mary Sheehan Ian Shochet 《Educational Psychology Review》2013,25(1):95-114
School connectedness has a significant impact on adolescent outcomes, including reducing risk-taking behavior. This paper critically examines the literature on school-based programs targeting increased connectedness for reductions in risk taking. Fourteen articles describing seven different school-based programs were reviewed. Programs drew on a range of theories to increase school connectedness, and evaluations conducted for the majority of programs demonstrated positive changes in school connectedness, risk behavior, or a combination of the two. Many of the reviewed programs involved widespread school system change, however, which is frequently a complex and time-consuming task. Future research is needed to examine the extent of intervention complexity required to result in change. This review also showed a lack of consistency in the definitions and measurement of connectedness as well as few mediation analyses testing assumptions of impact on risk-taking behavior through increases in school connectedness. Additionally, this review revealed very limited evaluation of the elements of multicomponent programs that are most effective in increasing school connectedness and reducing adolescent risk taking. 相似文献
15.
全球金融危机对高等教育的影响和启示 总被引：21，自引：0，他引：21
本次百年不遇的全球金融危机不仅严重影响了国际金融和经济体系,也对高等教育造成了深刻的影响。本文在列举、比较和探讨本次全球金融危机对西方和我国高等教育影响的基础上,预测了金融危机后的高等教育发展,并提出我国高等教育的应对策略。 相似文献
16.
Anton De Grauwe 《International Review of Education/Internationale Zeitschrift für Erziehungswissenschaft/Revue internationale l'éducation》2005,5(1):269-287
School-based management is being increasingly advocated as a shortcut to more efficient management and quality improvement
in education. Research, however, has been unable to prove conclusively such a linkage. Especially in developing countries,
concerns remain about the possible detrimental impact of school-based management on school quality; equity among different
schools in the same system; the motivation of and relationships between principals and teachers; and financial as well as
administrative transparency. The present study defines school-based management and, in view of its implementation in different
world regions, examines some of its advantages and disadvantages. In particular, the author explores the strategies which
must accompany school-based management in order to ensure a positive impact on quality. These are found to include (1) guaranteeing
that all schools have certain basic resources; (2) developing an effective school-support system; (3) providing schools with
regular information on their performance and advice on how they might improve; and (4) emphasizing the motivational element
in the management work of the school principal. 相似文献
17.
School-based management is being increasingly advocated as a shortcut to more efficient management and quality improvement in education. Research, however, has been unable to prove conclusively such a linkage. Especially in developing countries, concerns remain about the possible detrimental impact of school-based management on school quality; equity among different schools in the same system; the motivation of and relationships between principals and teachers; and financial as well as administrative transparency. The present study defines school-based management and, in view of its implementation in different world regions, examines some of its advantages and disadvantages. In particular, the author explores the strategies which must accompany school-based management in order to ensure a positive impact on quality. These are found to include (1) guaranteeing that all schools have certain basic resources; (2) developing an effective school-support system; (3) providing schools with regular information on their performance and advice on how they might improve; and (4) emphasizing the motivational element in the management work of the school principal. 相似文献
18.
Kenneth M. Zeichner 《Educational Action Research》2013,21(2):301-326
This article reviews selected research related to the professional development impact of school-based teacher research programs for P-12 educators in the USA. Following the presentation of a framework that describes the dimensions of variation in P-12 teacher research in the USA, the article examines the results of several studies of school-based teacher research programs and identifies several conditions under which school-based teacher research becomes a transformative professional development activity for teachers. 相似文献
19.
Laura C. Johnson 《Early education and development》2003,14(2):215-232
In Canada, child care for kindergartners typically combines part-day school and child care. Exploratory research examined parents', teachers', and child care staff views on coordination between these programs. Community-based research surveyed these three groups. There was general agreement, and some key differences, among the groups in priorities for programs for kindergarten-age children. Social and language skills were generally considered most important; reading and writing least. Parents were particularly enthusiastic about a coordinated, school-based program. Teachers and child care staff were somewhat less enthusiastic about the model, with teachers' reactions the least positive. Teachers' views on the advisability of an integrated program were varied—some thought it would be of benefit to children, others disagreed. All three groups felt that a coordinated program would benefit by being school-based. Direct experience with integrated programs seemed to produce strong opinions about the value of program integration, with those teachers who had on-site child care programs giving the integrated programs the highest and the lowest ratings. Arguments are made for small-scale demonstration programs to expand provision of child care services using kindergarten as a foundation—and for rigorous evaluation of program impacts and outcomes. 相似文献
20.
This study explores the use of state data sets and meta-analysis of low-powered studies to evaluate a school-based dropout prevention program for students with disabilities. The program was implemented in several states. A randomized controlled trial was infeasible because schools were not chosen at random; furthermore, pretest data were minimal. The use of extant state data allowed these obstacles to be overcome by providing valid pre- and post-intervention outcomes as well as a large selection of schools and variables to create reasonable matches for the treatment schools. Results from four states were synthesized meta-analytically to evaluate whether the program had a significant impact on any of seven proximal and distal outcome variables. No such impacts were demonstrated. More importantly, this paper demonstrates and explains the methodological steps and choices involved in a quasi-experimental evaluation approach that may be applied to cases for which large amounts of extant data are available. 相似文献