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The purpose of this study was to determine if National Direct Student Loan defaulters could be differentiated from payers by using information available at the time the loan is made. Data from 686 repayers and 192 nonpayers were analyzed. It was found that a combination of five student characteristics was all that was needed to accurately predict which students would not repay their loans. The combination of factors which proved to have predictive value in order of importance were: grade point average at the time of the loan, ACT composite score, OPI complexity scale, the OPI anxiety level scale, and the size of the loan. The most striking outcome was that personality measures have strong predictive value in identifying future defaulters. Further validation of these findings is underway. 相似文献
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跨文化翻译中的文化缺省现象与文化补偿策略 总被引:7,自引:0,他引:7
跨文化视阈下,由于汉英两种文化历史传统和现实发展的差异,英语文本的可译性受到较大限制。原文中的文化缺省问题,干扰了跨文化信息传递,是翻译需要解决的重要问题。译者需要审慎地对待原文的文化信息,采取适当的策略对文化缺省信息进行文化补偿,从而再现原文的艺术效果和美学价值,促进跨文化交流和异质文化的建构。 相似文献
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当前我国的法治状态不尽如人意,在相当范围内还存在无法可依、有法不依、法理不畅以及司法不独立和不公正等现象,这些现象的存在,严重影响了和谐社会的构建。 相似文献
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