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我国商业银行创新的策略选择
引用本文:吴兰.我国商业银行创新的策略选择[J].青海师范大学学报(哲学社会科学版),2007(6):1-5.
作者姓名:吴兰
作者单位:青海师范大学,法商学院,青海,西宁,810008
摘    要:金融创新能力的强弱将直接决定着商业银行在市场竞争中的兴衰成败。本文针对目前我国商业银行金融创新中面临的种种难题,从如何树立创新理念、提高创新产品的科技含量、完善金融服务功能和强化金融监管等方面,提出了推进商业银行金融创新的相关对策。

关 键 词:商业银行  金融创新  金融竞争
文章编号:1000-5102(2007)06-0001-05
修稿时间:2007年9月12日

Options for Strategic Financial Innovations of Commercial Banks in China
WU Lan.Options for Strategic Financial Innovations of Commercial Banks in China[J].Journal of Qinghai Normal University(Philosophy and Social Sciences Edition),2007(6):1-5.
Authors:WU Lan
Institution:WU Lan ( The Law & Commerce College of Qinghai Normal University , Xining 810008,China)
Abstract:The capability scope of financial innovation will directly determine commercial banks win-or-loss position in the market.By pointing to various obscurities that current commercial banks are facing during financial innovations,this article proposed related countermeasures for further developing the commercial banks financial innovation,covering aspects of setting up the innovation idea,enhancing the technology content of innovation products,completing the financial service's function,and strengthening the finance surveillance and management.
Keywords:commercial banks  financial innovation  financial competition
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