| 国家助学贷款难的原因及对策 |
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| 引用本文： | 蔡楷有.国家助学贷款难的原因及对策[J].黑龙江高教研究,2002(4):70-71. |
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| 作者姓名： | 蔡楷有 |
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| 作者单位： | 广东商学院,学生工作处,广东,广州,510320 |
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| 摘 要： | 国家助学贷款是国家为资助高校经济困难学生顺利完成学业而推出的重要政策，但在实行过程中普遍出现了助学贷款难贷的问题，其具体原因是多方面的。国家助学贷款的顺利实施，需要真正调动银行、学校、学生等方面有的积极性，尤其需要银行与学校的紧密配合。
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| 关 键 词： | 经济困难学生 国家助学贷款 风险 应用 银行 |
| 文章编号： | 1003-2614(2002)04-0070-02 |
| 修稿时间： | 2002年1月13日 |
The Reason and the Measure for the Difficulty of Grant- in- Aid from Government Loan |
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| CAI Kai-you.The Reason and the Measure for the Difficulty of Grant- in- Aid from Government Loan[J].Heilongjiang Researches on Higher Education,2002(4):70-71. |
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| Authors: | CAI Kai-you |
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| Abstract: | The grant-in-aid government loan is an important policy for helping those financial difficult college students to finish their studies smoothly.But in practicing, it is rather difficult for the loan to be granted. There are various reasons for this problem.ln order to let the government loan be carried out smoothly, we should manoeuvre the enthusiasm of banks, schools and students, especially the inseparable cooperation of the banks and the schools. |
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| Keywords: | financial difficult college students the grant-in-aid government loan risk credit |
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