| 征信机构侵犯个人信用权的构成要件新探 |
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| 引用本文： | 翟相娟.征信机构侵犯个人信用权的构成要件新探[J].华侨大学学报(哲学社会科学版),2011(2):69-74. |
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| 作者姓名： | 翟相娟 |
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| 作者单位： | 华侨大学法学院,福建泉州,362021 |
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| 基金项目： | 华侨大学高层次引进人才科研启动基金 |
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| 摘 要： | 征信机构侵犯个人信用权的构成要件建立在传统的侵权行为理论基础之上,但又有自己的特殊性：侵权行为主要发生在个人征信活动中,而且多表现为消极的不作为;损害后果不仅包括现实损失,还包括预期利益的丧失;在因果关系的判定方面必须考虑到介入性因素,即授信主体是否因为征信机构的不实信息而拒绝与信息主体交易;征信机构侵犯信用权的主观心理状态往往是过失。
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| 关 键 词： | 征信机构 个人信用权 构成要件 |
New Research on the Components of Credit Agencies Infringing Individual Credit Right |
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| ZHAI Xiang-juan.New Research on the Components of Credit Agencies Infringing Individual Credit Right[J].Journal of Huaqiao University(Humanities & Social Science),2011(2):69-74. |
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| Authors: | ZHAI Xiang-juan |
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| Institution: | ZHAI Xiang-juan(School of Law,Huaqiao Univ.,Quanzhou,362021,China) |
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| Abstract: | The components of credit agencies infringing individual credit right,based on the infringement act theory,have special characteristics: infringement acts happen in the individual credit acts and most of them are presented as negative nonfeasance;the effects of harm include actual loss and the loss of expected benefits;when judge the causality,it is necessary to consider whether the subjects who give credit refuse dealing with the subjects who are given credit because of credit agencies’ false information;the mentation of credit agencies infringing credit right is fault. |
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| Keywords: | credit agencies individual credit right infringement act |
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