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论无效保险合同的法律后果
引用本文:徐自力.论无效保险合同的法律后果[J].合肥师范学院学报,2011,29(2):75-78.
作者姓名:徐自力
作者单位:合肥师范学院政法与管理系,安徽,合肥,230061
基金项目:安徽省教育厅人文社科项目"无效保险合同法律制度研究"(2009sk259)的阶段成果之一
摘    要:保险合同无效时,保险人应当退回保费。对于因合同无效导致的保险人保费损失、被保险人不能获得保险赔偿的损失以及缔约费用等其他损失,可以要求过错方承担缔约过失的赔偿责任。

关 键 词:保险合同  合同无效  处理方式  缔约过失责任

On the Legal Consequences of Invalid Insurance Contract
XU Zi-li.On the Legal Consequences of Invalid Insurance Contract[J].合肥师范学院学报,2011,29(2):75-78.
Authors:XU Zi-li
Institution:XU Zi-li(Department of Political Science,Law and Management,Hefei Normal University,Hefei 230061,China)
Abstract:When the contract becomes invalid,the insurer should return the premium.If the insured cannot recover the insurance compensation and the contracting expenses due to the premium loss caused by the invalid contract,he can demand the no-fault party to bear liability for compensation for contracting negligence.
Keywords:insurance contract  invalid contract  treatment method  liability of contracting negligence
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