| 汽车租赁行业信用风险管理模式研究 |
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| 引用本文： | 张鹏飞,张真继.汽车租赁行业信用风险管理模式研究[J].技术与创新管理,2011,32(4):374-377. |
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| 作者姓名： | 张鹏飞 张真继 |
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| 作者单位： | 北京交通大学经济管理学院,北京,100044 |
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| 摘 要： | 目前,中产阶级的异军突起为汽车市场带来了前所未有的活力,不利的是汽车保有量的提升造就各大城市的交通拥堵,它已严重影响到了人们的幸福水平。在中国开展汽车融资租赁业为解决城市交通拥堵提供一个新的契机,但在现实生活中承租人存在的道德信用风险已成为汽车租赁企业发展的一个瓶颈。因而对承租人的信用进行风险控制与防范已是一项非常迫切的任务。
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| 关 键 词： | 汽车租赁 信用风险管理 风险控制与防范 |
Credit Risk Management Mode of Auto Lease Industry |
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| ZHANG Peng-fei,ZHANG Zhen-ji.Credit Risk Management Mode of Auto Lease Industry[J].Technology and Innovation Management,2011,32(4):374-377. |
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| Authors: | ZHANG Peng-fei ZHANG Zhen-ji |
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| Institution: | ZHANG Peng-fei,ZHANG Zhen-ji(School of Economics &Management,Beijing Jiaotong University,Beijing 100044,China) |
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| Abstract: | At present,the rising of the middle class has brought the unprecedented vigor for car market,but the disadvantage is that vehicle population causes the traffic jam to the metropolis,and it has seriously affected people's happiness levels.The development of auto lease financing industry provides a new opportunity to remit the urban traffic congestion,but the moral credit risk of the lessees has become a main obstacles of the development of car rental enterprises.Thus credit risk control and prevention has al... |
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| Keywords: | auto lease credit risk management risk control and risk prevention |
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