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中国金融监管体制弱点的改进与完善
引用本文:刘翠霞.中国金融监管体制弱点的改进与完善[J].通化师范学院学报,2010,31(11):59-61.
作者姓名:刘翠霞
作者单位:湖南大学法学院,湖南长沙410082
摘    要:目前全球都在反思"后危机时代"金融监管体制的改革问题,在此背景下,中国的金融监管体制暴露出了种种缺陷,需要进行改革。温家宝在2010年的政府工作报告中指出,"健全金融体系是应对国际金融危机冲击的重要举措",要"推进存款保险制度建设"。因此,中国要完善金融监管体制,稳定金融市场,逐渐由机构监管向功能监管过渡,加强监管机构间的协调,加强对金融消费者的保护,建立存款保险制度,防范化解金融风险。

关 键 词:金融监管  监管体制  完善  金融消费者

Weaknesses of China's Financial Supervision System:Improvement and Perfection
LIU Cui-xia.Weaknesses of China's Financial Supervision System:Improvement and Perfection[J].Journal of Tonghua Teachers College,2010,31(11):59-61.
Authors:LIU Cui-xia
Institution:LIU Cui-xia (Law School of Hunan University,Changsha,Hunan 410082,China)
Abstract:Presently,the whole world is reflecting the reform problem of financial supervision system in "post-crisis era".In this case,China's financial supervision system also exposes various kinds of deficiencies,and needs reform.Wen Jiabao pointed out in the government work report of 2010 that,"perfecting financial system is an important measure to deal with international financial crisis impact",and it demanded to "advance the construction of deposit insurance system".Therefore,we should perfect the financial supervision system,stabilize the financial market,transit from organizational supervision to functional supervision gradually,strength the coordination among the regulatory agencies,strength the protection to the financial consumers,build deposit insurance system,take precautions against and reduce financial risks.
Keywords:financial supervision  supervision system  perfection  financial consumer
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