| 发展网络联保信贷,解决十堰中小企业融资难题 |
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| 引用本文： | 熊学发.发展网络联保信贷,解决十堰中小企业融资难题[J].十堰职业技术学院学报,2009,22(5):57-59. |
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| 作者姓名： | 熊学发 |
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| 作者单位： | 十堰职业技术学院,经济贸易系,湖北,十堰,442000 |
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| 摘 要： | 网络联保信贷是银行与网商合作开发的一种贷款模式,但我国绝大部分城市至今没有开展这项业务。建立健全企业在互联网上的销售记录、诚信记录、银行与网商相互信息交换,是解决十堰中小企业融资的关键。
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| 关 键 词： | 网络联保信贷 融资 中小企业 电子商务 |
Financing Problem Solution in Shiyan Small and Medium-sized Enterprises by Way of Network Combined with Guarantee Credit |
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| XIONG Xue-fa.Financing Problem Solution in Shiyan Small and Medium-sized Enterprises by Way of Network Combined with Guarantee Credit[J].Journal of Shiyan Technical Institute,2009,22(5):57-59. |
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| Authors: | XIONG Xue-fa |
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| Institution: | XIONG Xue-fa (Dept. of Economy and Trade, Shiyan Technical Institute, Shiyan 442000,China) |
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| Abstract: | The network joint guarantee credit is a mode of loan which is cooperative developed by both banks and web merchants.But most cities in our country have not opened this business.Setting up and improving the records for online sales,sincerity and credit,information communication between banks and web merchants is the key to solve the financing problem in small and medium-sized enterprises in Shiyan. |
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| Keywords: | network joint guarantee credit financing medium-sized and small enterprises e-business |
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