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中资银行资产业务现状及加入WTO的对策
引用本文:张愈强.中资银行资产业务现状及加入WTO的对策[J].哈尔滨学院学报,2002,23(4):100-102.
作者姓名:张愈强
作者单位:交通银行哈尔滨分行,黑龙江,哈尔滨,150001
摘    要:本文通过对中资银行资产业务现状的具体分析,指出业务品种单一,创新能力不强是中资银行资产业务发展中的重大缺陷,加入WTO后,逐步推行混业经营,拓展资产业务种类,增强资产流动性,培育中小客户群体,大力发展消费信贷中资银行应对挑战的有效策略。

关 键 词:中资银行  资产业务  入世  WTO  对策  中国  商业银行  信贷风险
文章编号:1004-5856(2002)04-0100-03

The Current Situation of Chinese Commercial Banks on Assets Services and the Tactics for the WTO
ZHANG Yu,qiang.The Current Situation of Chinese Commercial Banks on Assets Services and the Tactics for the WTO[J].Journal of Harbin University,2002,23(4):100-102.
Authors:ZHANG Yu  qiang
Abstract:According to the concrete analysis on current situations of assets services of Chinese commercial banks, it is pointed out that the shortage on service variety and poor creativity are the major factors, which have hindered the development of Chinese commercial banks The effective measures include implementing mixed management in financial services, broadening the variety of assets services, promoting the liquidity on assets services, building up customers of small and medium scale, and developing consumer loans
Keywords:chinese commercial banks  assets services  accession to the WTO  
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