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大学生实践教学中人身伤害责任与保险救济
引用本文:赵福江,冯瑞银.大学生实践教学中人身伤害责任与保险救济[J].科教文汇,2014(27):189-190.
作者姓名:赵福江  冯瑞银
作者单位:1. 河北科技师范学院文法学院 河北·秦皇岛 066004
2. 河北科技师范学院学生处 河北·秦皇岛 066004
基金项目:河北省社科联项目(编号201303151)大学生人身伤亡事故四维联动预防机制研究阶段成果。
摘    要:大学生实践教学从校内到校外,人身伤害时有发生,在学生、学校和实习接收单位间,一般按照过错的原则承担责任,同时兼顾公平责任。因此,高校作为赔偿责任主体或者是给予人身受到伤害的学生一定补助等,均需要高校承担一定的经济责任。而高校没有专门的赔偿款,在资金筹措、保险理赔后仍存在较大资金压力。通过增加保险险种、设立高等学校人身伤害互保协会,可以实现大学生实践教学中人身伤害的充分救济。

关 键 词:实践教学  大学生  人身伤害  保险救济

The Responsibility for University Students' Physical In-juries in Practice Teaching and the Insurance Benefits
Authors:Zhao Fujiang  Feng Ruiyin
Institution:Zhao Fujiang, Feng Ruiyin
Abstract:The practice teaching of university students covers on-campus and off-campus parts, and their physical injuries often take place. The responsibility is generally shouldered by one of the blameful sides, the student, the university and the unit for the student's practice, and equitable liability will also be taken into account. Therefore, the university, as the subject of liabilities for compensation or giving the injured certain compensations, will shoulder certain economic responsibility. But the university has not specific compensation money, causing great financial pressure when it is faced with fund raising and insurance settlement. Through increasing insurance types and establishing the association for the mutual insurance of university students' physical injuries, the full relief of university students' physical injuries in practice teaching will be actualized.
Keywords:practice teaching  university students  physical in-juries  insurance benefits
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