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责任保险中第三人直接请求权初探
引用本文:孙宏涛,刁学峰.责任保险中第三人直接请求权初探[J].金华职业技术学院学报,2006,6(2):17-21.
作者姓名:孙宏涛  刁学峰
作者单位:1. 上海交通大学,法学院,上海,200240
2. 栖霞市委党校,山东,栖霞,265300
摘    要:责任保险中第三人的直接请求权,是指责任保险的第三人依照法律规定或合同约定请求保险人直接给付保险赔偿金的权利。文章探讨了第三人直接请求权的概念和发展概况,第三人直接请求权的性质以及赋予第三人直接请求权的必要性和可行性。

关 键 词:责任保险  第三人  直接请求权  性质
文章编号:1671-3699(2006)02-0017-05
收稿时间:2005-10-25
修稿时间:2005年10月25

Elementary Exploration on Direct Claim Right of Third Party in Liability Insurance
SUN Hong-tao,DIAO Xue-feng.Elementary Exploration on Direct Claim Right of Third Party in Liability Insurance[J].Journal of Jinhua College of Profession and Technology,2006,6(2):17-21.
Authors:SUN Hong-tao  DIAO Xue-feng
Institution:1,School of law, Shanghai Communication University, Shanghai 200240, China; 2.Xixia Municipal Party School, Xixia 265300, China
Abstract:The direct claim right of third party in liability insurance means that the third party may claim the insurance compensation form the insurer directly according to the law or the insurance contract.This paper analyzes the conception and general situation of the direct claim right of third party,the nature of the direct claim right of third party,and the necessity and feasibility of endowing the third party with the direct claim right.Serving as a modest spur to induce somebody to come forward,it may be good for the legislation of the direct claim right of third party.
Keywords:liability insurance  the third party  the direct claim right  nature
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