| 我国商业银行流动性风险及其控制 |
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| 引用本文： | 冯玮.我国商业银行流动性风险及其控制[J].合肥联合大学学报,2001,11(2):6-10. |
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| 作者姓名： | 冯玮 |
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| 作者单位： | 中国民生银行深圳分行，广东深圳518034 |
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| 摘 要： | 本文分析了我国商业银行流动性风险的现状及成因。提出了我国商业银行在流动性风险控制方面应采取的对策。我国商业银行目前虽然在整体上尚未形成流动性风险的危机。但其潜在的流动性风险呈不断扩大之势，因此，应借鉴西方商业银行的管理方法，健全风险控制机制。加强信贷管理，强化结算管理和个人信用管理，提高资本充足率，建立资产减值准备，审慎开发新产品。强化风险预警工作，加快贷款证券化进程，科学制定流动性计划。
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| 关 键 词： | 中国 商业银行 流动性风险 控制策略 |
The Mobility Risk and its Control for Commercial Banks in China |
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| Authors: | FENG Wei |
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| Abstract: | According to the analysis of mobility risk of commercial banks in China, the paper offers solutions on the control of mobility risk, such as application of the methods commonly used in western commercial banks, establishment of sound risk control system, strengthening credit management, replenishment of capital, preparation for non - performing loans, controlling the risk in innovation of financial products, forecasting the mobility risk, establishment of market for non - performing loans, and planning assets and liabilities. |
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| Keywords: | Commercial bank mobility risk control |
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