| 科技型中小企业信贷融资困境与自偿性贸易融资 |
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| 引用本文： | 郭争艳.科技型中小企业信贷融资困境与自偿性贸易融资[J].湖南科技学院学报,2006,27(10):151-152. |
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| 作者姓名： | 郭争艳 |
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| 作者单位： | 湖南大学,金融学院,湖南,长沙,411000 |
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| 摘 要： | 作为我国中小企业的重要组成部分，科技型中小企业的信贷融资困境问题倍受关注。本文从企业、银行、信息等角度对我国科技型中小企业的信贷融资困境进行了分析，引入了自偿性贸易融资的内涵，剖析了该融资途径在科技型中小企业融资方面的比较优势，从技术层面提出自偿性贸易融资是化解科技型中小企业融资“瓶颈”的良方。
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| 关 键 词： | 科技型中小企业 信贷融资困境 贸易融资 风险 |
| 文章编号： | 1673-2219（2006）10-0151-02 |
| 收稿时间： | 2006-08-23 |
| 修稿时间： | 2006年8月23日 |
Credit Financing Difficulty of Hi-tech Small and Medium-sized Enterprises and Trade Financing |
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| GUO Zheng-yan.Credit Financing Difficulty of Hi-tech Small and Medium-sized Enterprises and Trade Financing[J].Journal of Hunan University of Science and Engineering,2006,27(10):151-152. |
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| Authors: | GUO Zheng-yan |
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| Abstract: | As an important part of small and medium-sized enterprises in China,small and medium-sized enterprises of science and technology are being paid special attention to for their credit financing problems.This paper has analyzed the credit financing difficulty faced by these enterprises from the aspects of enterprises,banks and information;introduced the connation of trade financing;illustrated the comparative advantages of the method;and put forward that it's a good way to help these enterprises out of the difficulty. |
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| Keywords: | small and medium-sized enterprises of science and technology credit financing difficulty trade financing risk |
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