| 扩展型家庭与商业保险:风险分担制度竞争 |
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| 引用本文： | 王自力.扩展型家庭与商业保险:风险分担制度竞争[J].五邑大学学报(社会科学版),2004,6(3):70-74. |
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| 作者姓名： | 王自力 |
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| 作者单位： | 江西财经大学,产业组织与政府规制研究中心,江西,南昌,330013 |
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| 摘 要： | 扩展型家庭与商业保险都具有分担风险的功能,二者之间的关系是一种制度竞争关系。扩展型家庭的存在使风险个体向商业保险公司投保的机会成本发生变化,制约了保险公司的业务发展;这种制度竞争是一个动态过程。保险公司的业务经营受扩展型家庭这一非正式风险分担制度的影响。
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| 关 键 词： | 扩展型家庭 商业保险 制度竞争 |
| 文章编号： | 1009-1513(2004)03-0070-05 |
| 修稿时间： | 2004年3月16日 |
Extended Family and Commercial Insurance:the Competition of Insurance Institutions |
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| WANG Zi-li.Extended Family and Commercial Insurance:the Competition of Insurance Institutions[J].Journal of Wuyi University(Social Sciences Edition),2004,6(3):70-74. |
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| Authors: | WANG Zi-li |
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| Abstract: | Both of extended family and commercial insurance contract all share the insurance function, the relationship of them can be treated as institution competition. The extended family makes the opportunity cost of selecting the commercial insurance change and limits the development of commercial insurance. This institutions competition is a dynamic process. We should pay more attention to the influence of extended family on the commercial insurance. |
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| Keywords: | extended farni|y commercial insurance Institutions competition |
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