| 一种家庭联合保险的精算模型 |
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| 引用本文： | 王丽燕,柳扬.一种家庭联合保险的精算模型[J].大连大学学报,2004,25(2):45-48. |
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| 作者姓名： | 王丽燕 柳扬 |
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| 作者单位： | 大连大学,信息工程学院,辽宁,大连,116622 |
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| 摘 要： | 本文建立了一种家庭联合保险的精算模型 模型包括夫妻终身寿险,子女早亡补偿保险,夫妻养老金及子女不足18周岁而父母早逝时给子女的抚养保险金等 本文讨论了多元生存函数,并在固定利率下给出了保额的精算现值及其均衡年保费的计算方法
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| 关 键 词： | 精算现值 均衡年保费 寿险 年金 |
| 文章编号： | 1008-2395(2004)02-0045-04 |
| 修稿时间： | 2003年9月24日 |
Actuarial model for family combined insurance |
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| WANG Li-yan,LIU Yang.Actuarial model for family combined insurance[J].Journal of Dalian University,2004,25(2):45-48. |
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| Authors: | WANG Li-yan LIU Yang |
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| Abstract: | In this paper, we constitute an actuarial model for family combined insurance, which includes insurance for couple's life, compensation insurance for couples if their children died young,couple's old age pension and support insurance for children under 18 age with their parents' death .In this paper,we discuss the multiple survival function and gIve the actuarial present value of benefit and the method of the level annual premium in the fixed rate of interest. |
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| Keywords: | actuarial present value level premium life insurance annuity |
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