| 中国农村金融发展路径选择 |
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| 引用本文： | 柴福洪.中国农村金融发展路径选择[J].黄冈职业技术学院学报,2004,6(3):30-34. |
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| 作者姓名： | 柴福洪 |
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| 作者单位： | 黄冈职业技术学院,湖北,黄冈,438002 |
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| 摘 要： | 中国农村金融落后,势必导致农业产业落后。中国“二元社会”需要“二元金融”与之适应。农村的落后现状,正适合“原生态”的“高利贷”与之匹配。我们可以把“高利贷(金融个体户)”作为农村金融业发展的“胚芽”,由“农发行”代行银监会、央行职责,对金融个体户进行限制(利率)、培育、引导、规范,催生并培育成农村民营金融业的参天大树,完善中国的金融体系。为农村产权改革与实现农业产业现代化调配资源。
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| 关 键 词： | 农村金融 二元金融 金融胚芽 农民银行 |
| 文章编号： | 1672-1047(2004)03-0030-05 |
| 修稿时间： | 2004年5月17日 |
Means of Developing Rural Finance in China |
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| CHAI Fuhong.Means of Developing Rural Finance in China[J].Journal of Huanggang Polytechnic,2004,6(3):30-34. |
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| Authors: | CHAI Fuhong |
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| Institution: | Humanity Department of Huanggang Polytechnic College Huanggang Hubei 438002 |
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| Abstract: | The backward finance in rural area leads to the backward agriculture in China. The "dual society" in China needs a "dual financial system" to match with. The primitive usury will match the backward condition in rural area well. We can take the usurers (private bankers) as "buds" in devdoping rural finance, with Agriculture Development Bank taking the place of the China Banking Supervision Committee and the Central Bank to confine its interest, to foster, guide and nonnalize it, helping develop rural private finance so as to im-prove the whole financial system in China. The rural private finance will help deploy the resources for rural reformation and modernization of agriculture. |
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| Keywords: | rural finance dual financial system financial buds farmers' bank |
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