| 国有商业银行新增不良贷款的成因分析及对策 |
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| 引用本文： | 俞建雄,林振东.国有商业银行新增不良贷款的成因分析及对策[J].闽西职业技术学院学报,2004,6(1):1-3. |
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| 作者姓名： | 俞建雄 林振东 |
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| 作者单位： | 闽西职业大学,福建,龙岩,364021 |
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| 摘 要： | 通过对近年来国有商业银行新增加的不良贷款形成的原因进行研究分析,揭示出造成新增不良贷款的主要因素是政府过度干预、社会及企业信用薄弱、银行信贷资产经营和管理不完善三方面造成的,并重点提出防止和化解不良贷款的可行途径。
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| 关 键 词： | 不良贷款 信贷风险 社会信用环境 政府干预 |
| 文章编号： | 1008-4797(2004)01-0001-03 |
| 修稿时间： | 2003年11月18 |
Analysis on the causes of increasing non-performing loans of state- owned commercial banks and their solutions |
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| YU Jian- xiong,LIN Zhen- dong.Analysis on the causes of increasing non-performing loans of state- owned commercial banks and their solutions[J].Journal of Minxi Vocational and Technival College,2004,6(1):1-3. |
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| Authors: | YU Jian- xiong LIN Zhen- dong |
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| Abstract: | By studying the increasing non- performing loans of state- owned commercial banks in recent years, the author points out that government's excessive interference, the bad credit environment of society and enterprises and the wicked administration of banks are the most important reasons which caused banks' increasing non- performing loans. The paper also explores the possible ways to prevent and resolve the bad credit. |
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