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养老保险个人账户"空账"现象思考
引用本文:白睿,孙韵,彭静.养老保险个人账户"空账"现象思考[J].张家口职业技术学院学报,2007,20(1):73-75.
作者姓名:白睿  孙韵  彭静
作者单位:石家庄经济学院公共管理学院,河北石家庄,050000
摘    要:目前我国实行的统账结合的养老保险制度中,个人账户空账现象严重,而转制成本是产生空账问题的根源。政府应发挥积极的主导作用。通过发展经济,增加社会保障财政支出,变现部分国有资产等措施来完成个人账户空账向实账转变。

关 键 词:统账结合  个人账户空账  转制成本  养老保险
文章编号:1008-8156(2007)01-0073-03
收稿时间:2006-11-23
修稿时间:2006年11月23

on the Phenomenon of "Empty Account" in Personal Account of the Old-age Endowment Insurance
BAI Rui,SUN Yun,PENG Jing.on the Phenomenon of "Empty Account" in Personal Account of the Old-age Endowment Insurance[J].Journal of Zhangjiakou Vocational College of Technology,2007,20(1):73-75.
Authors:BAI Rui  SUN Yun  PENG Jing
Abstract:In the present interconnected old-age endowment insurance system that combines social overall funds with personal account, the empty account phenomenon of the personal account is serious.The transformation cost is the original cause of the empty account, the paper says, and the government should play the positive leading role in the course of solving the problem. The paper suggests developing economy, increasing social security expenditure, selling some state-run assets etc. to realize the transformation from personal empty account to real and substantive account.
Keywords:the combination of social overall funds with personal account of the interconnected system  personal"empty account"  transformation cost  old-age endowment insurance
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