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关于规范我国民间融资的法律思考
引用本文:马龙.关于规范我国民间融资的法律思考[J].山西广播电视大学学报,2013(4):92-94.
作者姓名:马龙
作者单位:太原广播电视大学,山西太原030000
摘    要:我国市场经济繁荣也促进了中小企业及规模化农业发展,但中小企业发展资金短缺的问题也不断凸显,金融机构在贷款对象上侧重大型国有企业,弱化了对中小企业和农村的信贷业务,这使中小型企业为了生存和发展选择了民间融资,也推动了民间融资行为的发展。可是由于民间融资相关法律的缺失出现的风险隐患,影响了市场经济稳定发展。如何规范民间融资成为十分迫切的问题。当前只有逐步建立和完善民间融资法律体系,规范民间融资行为,可以促进民间融资行为快速有序发展。

关 键 词:中小企业  民间融资  法律完善

Reflection on the Regulating Folk Financing in a Legal Form
Ma Long.Reflection on the Regulating Folk Financing in a Legal Form[J].Journal of Shanxi Radio & Tv University,2013(4):92-94.
Authors:Ma Long
Institution:Ma Long ( Taiyuan TV University, Taiyuan, Shanxi, 030000)
Abstract:Market economy in china promotes the small and medium - sized enterprises and large - scale agricultural development, but the shortage of funds for development problem of small and medium - sized enterprises have also been highlighted, financial institutions to focus on large state - owned enterprises in the loan object, the weakening of the small and medium - sized enterprises and the rural credit business, which makes the small and medium - sized enterprises depend on the folk financing in order to survive and develop, also contributed to the development of folk financing behavior. But because of the lack of relevant laws and the emergence of private financing risks, and affect the development of market economy, how to regulate the private financing has become a very urgent problem. Currently to gradually establish and perfect the folk financing legal system, standardize the financing behavior, it can promote the rapid development of folk financing behavior.
Keywords:small and medium- sized enterprises  folk financing  perfect law
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