| 中小企业融资困境的破解途径——基于城市商业银行的视角 |
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| 引用本文： | 吴赐联.中小企业融资困境的破解途径——基于城市商业银行的视角[J].绵阳师范学院学报,2014(4):130-134. |
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| 作者姓名： | 吴赐联 |
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| 作者单位： | 福建农林大学金山学院,福建福州350002 |
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| 基金项目： | 福建省教育厅B类课题“城市商业银行支持福州市中小企业发展模式研究”（JB12458S）. |
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| 摘 要： | 中小企业是国民经济的重要组成部分,然而其所占有的金融资源与其为社会所做的贡献极不匹配,融资难依旧得不到解决。本文首先从企业、银行、政府和金融生态环境四个角度阐述了中小企业融资难的原因,其次分析城市商业银行与中小企业的匹配度和现行城市商业银行支持中小企业发展的制约因素。最后,基于城市商业银行的视角提出破解中小企业融资困境的新途径。
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| 关 键 词： | 城市商业银行 中小企业 融资 |
On the Solution of Financing Difficulties of Small and Medium-sized Enterprise from Perspective of the City Commercial Bank |
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| Institution: | Wu Ci - lian (Jinshan College, Fjian Agriculture and Forestry University, Fujian, Fuzhou 350002, China) |
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| Abstract: | Small and Medium-sized Enterprises,an important part of national economy,are still trapped by financing difficulties,contrasting sharply with their great contribution to society. This paper firstly analyzes the causes to this financing difficulty from four aspects： the company,the bank,the government and the financial ecological environment. Secondly,we analyze the matching degree between the city commercial bank and the small and medium-sized ernterprise and restricting factors in the support of the City Commercial Bank for the Small and Medium-sized Enterprises. In the end,this paper proposes some new approaches to solve the financing difficulties of Small and Medium-sized Enterprises from the perspective of the city commercial bank. |
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| Keywords: | City Commercial Bank small and medium-sized enterprises financing |
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