| 中国小额信贷可持续发展的困境与出路 |
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| 引用本文： | 鱼小强.中国小额信贷可持续发展的困境与出路[J].商洛学院学报,2006,20(1):6-9. |
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| 作者姓名： | 鱼小强 |
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| 作者单位： | 商洛师范专科学校学报编辑部,陕西,商洛,726000 |
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| 基金项目： | 商洛师范专科学校校科研和教改项目 |
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| 摘 要： | 小额信贷在我国“八七”扶贫攻坚中发挥了重要作用,但进入扶贫新阶段后,小额信贷的规模、还贷率出现了连年滑坡,其发展陷入了严重的困境之中。走出困境,实现小额信贷可持续发展的根本出路在于创新,包括观念创新、制度创新、服务创新和技术创新,其中,制度创新是关键。
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| 关 键 词： | 小额信贷 可持续发展 困境 创新 |
| 文章编号： | 1008-3030(2006)01-0006-04 |
| 修稿时间： | 2006年2月8日 |
The Shadowland and Prospects of the Sustainable Development of Small Sum of Credit in China |
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| YU Xiao-qiang.The Shadowland and Prospects of the Sustainable Development of Small Sum of Credit in China[J].Journal of Shangluo University,2006,20(1):6-9. |
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| Authors: | YU Xiao-qiang |
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| Abstract: | The small sum credit played an important role in China's Eight-seven helping the poor program,but in its new stage,there appears the steady decrease in the scale and the rate of repayment of the small sum credit and therefore it has fallen into serious dire straits in its development.It is to suggest that the only way out to overcome the difficulty and obtain its sustainable development lie in innovation,including concept innovation,system innovation,service innovation and technique innovation,among which system innovation is the key point. |
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| Keywords: | small sum of credit sustainable development |
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