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| 非利息收入与商业银．行绩效关系研究——基于中国40家鼋艮行的经验 | |
| 引用本文： | 魏世杰,倪旎,付忠名.非利息收入与商业银．行绩效关系研究——基于中国40家鼋艮行的经验[J].未来与发展,2010,31(2):51-55. |
| 作者姓名： | 魏世杰 倪旎 付忠名 |
| 作者单位： | 1. 南开大学,天津,300071 2. 清华大学,北京,100084 3. 北京农村商业银行,北京,100034 |
| 摘 要： | 本文基于Bankscope数据库2003--2007年间中国40家商业银行非利息收入与银行资产收益率数据研究银行非利息收入与银行绩效之间的关系。利用Robust标准误的固定效应和随机效应面板回归模型，发现非利息收入及其占银行营业收益份额逐年提高，其份额的提高与银行绩效之间存在负相关。将非利息收入细分后发现佣金及手续费收入份额的增加有利于提高银行绩效，但是投资收入份额则表现出相反的效应。 |
| 关 键 词： | 非利息收入 银行绩效 Robust标准误 |
The Relationship between Non-Interest Income and the Performance of the Bank——empirical analysis of 40 banks in China |
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| WEI Shi-jie,Ni Ni,FU Zhong-min.The Relationship between Non-Interest Income and the Performance of the Bank——empirical analysis of 40 banks in China[J].Future and Development,2010,31(2):51-55. | |
| Authors: | WEI Shi-jie Ni Ni FU Zhong-min |
| Institution: | WEI Shi-jie1,Ni Ni2,FU Zhong-min3 (1.Nankai University,Tianjin 300071,China,2.Tsinghua University,Beijing 100084,3.Beijing Rural Commercial Bank,Beijing 100034,China) |
| Abstract: | This paper investigates the relationship between non-interest income and performance of 40 banks in China during 2003-2007. The BankScope＇s data show that both the amount and the share of Non-interest revenue increase during 2003 and 2007. Robust Standard Errors for Fixed Effects and Random Effects Panel Data Regression support that the negative relationship between Non-interest revenue and performance, measured by Return on Average Assets. While the differ- ent type non-interest revenues have different effects on performance of bank. Fee and Commissions will improve the per- formance while Net Gain on Investments in Securities will reduce it. |
| Keywords: | non-interest revenue performance robust standard errors |
| 本文献已被 CNKI 维普 万方数据 等数据库收录！ | |