| 老龄化过程中的医疗保险基金:对使用现状及平衡能力的分析 |
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| 引用本文： | 王晓燕,宋学锋.老龄化过程中的医疗保险基金:对使用现状及平衡能力的分析[J].预测,2004,23(6):5-9. |
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| 作者姓名： | 王晓燕 宋学锋 |
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| 作者单位： | 中国矿业大学,管理学院,江苏,徐州,221008 |
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| 摘 要： | 随着老龄化进程的加剧，卫生费用持续增长，强调“以收定支”，力求基金平衡的医保基金面临出险的压力。通过对在职职工人均医疗费用增长率、年平均工资增长率、人口负担比、基金投资率等参数做出假定，分别推断出了基金不平衡的年度及整个基金入不敷出的年度。通过对医疗保险基金使用情况的描述。对医疗保险实施的现状、不足及基金的平稳运行进行了分析，并提出了相应的政策建议。
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| 关 键 词： | 医疗保险 基金 平衡能力 现状 |
| 文章编号： | 1003-5192(2004)06-0005-05 |
| 修稿时间： | 2004年6月22日 |
Medical Insurance Fund in the Aging Process:The Analysis to the Current Situation and the Fund's Balance Function |
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| WANG Xiao-yan,SONG Xue-feng.Medical Insurance Fund in the Aging Process:The Analysis to the Current Situation and the Fund''''s Balance Function[J].Forecasting,2004,23(6):5-9. |
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| Authors: | WANG Xiao-yan SONG Xue-feng |
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| Abstract: | With the prick of the aging process and increase of health expenditure, medical insurance fund emphasizing on payment based on income and pursuing in fund's balance is facing the pressure of fund's imbalance. By assuming the average medical expenditure increasing rate, average wage increasing rate, population bring-up rate and fund's investment rate, we deduce the year of fund's imbalance and the year of fund's appearing risk. At the same time, by the analysisof the medical insurance fund's use, we bring forward the policy advice aiming at the current situation, shortcoming and fund' calm running. |
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| Keywords: | medical insurance fund balance function current situation |
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