| 基于FA-BP模型的大学生信用等级评价研究 |
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| 引用本文： | 王众,金婷,赵冬梅,冷强.基于FA-BP模型的大学生信用等级评价研究[J].技术与创新管理,2009,30(3). |
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| 作者姓名： | 王众 金婷 赵冬梅 冷强 |
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| 作者单位： | 成都理工大学,信息管理学院,四川,成都,610051 |
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| 基金项目： | 四川省学术与技术带头人培养基金 |
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| 摘 要： | 目前国内对大学生信用问题研究多为定性分析,很少运用定量方法建立分析评价模型.在剖析传统信用评级体系和方法的基础上,构建了一套全面、科学的评价指标体系;引入FA-BP模型对大学生信贷等级进行评价,实现了评价的智能化和自我优化.实证分析获得了较高的预测准确率,表明使用FA-BP模型评价大学生个人信用等级是可行的、有效的.
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| 关 键 词： | FA-BP模型 评价指标体系 信用等级 |
Research on Personal Credit Evaluation of College Student Based on FA-BP Model |
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| WANG Zhong,JING Ting,ZHAO Dong-mei,LENG Qiang.Research on Personal Credit Evaluation of College Student Based on FA-BP Model[J].Technology and Innovation Management,2009,30(3). |
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| Authors: | WANG Zhong JING Ting ZHAO Dong-mei LENG Qiang |
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| Institution: | College of Information Management;Chengdu University of Technology;Chengdu 610059;China |
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| Abstract: | At present,there are many qualitative researches on credit evaluation of student loans,but few of them used quantitative methods to set up analysis models.Based on analysis of traditional credit rating index system and methods,a set of comprehensive and scientific evaluation index system was constructed.Then the FA-BP model is introduced to evaluate the credit rate of the college students,which has realized the intelligence and self-optimization of the evaluation process.The empirical analysis was highly ac... |
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| Keywords: | FA-BP model evaluation index system credit rank |
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