| 数据挖掘在银行个人信用评估中的应用分析 |
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| 引用本文： | 冯玮.数据挖掘在银行个人信用评估中的应用分析[J].宁德师专学报(自然科学版),2011,23(1):39-43. |
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| 作者姓名： | 冯玮 |
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| 作者单位： | 宁德师范学院计算机与信息工程系,福建宁德,352100 |
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| 摘 要： | 结合银行个人信用评估过程,分析了将数据挖掘应用于评估过程的主要技术和常用数据挖掘方法模型,讨论了将数据挖掘技术应用于个人信用评估的目的、意义和今后的发展趋势.
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| 关 键 词： | 个人信用评估 数据挖掘 决策树 神经网络 |
Analysis of the application of data mining in the bank evaluation of personal credit |
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| FENG Wei.Analysis of the application of data mining in the bank evaluation of personal credit[J].Journal of Ningde Teachers College(Natural Science),2011,23(1):39-43. |
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| Authors: | FENG Wei |
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| Institution: | FENG Wei(Department of Computer and Information Engineering,Ningde Normal University,Ningde,Fujian 352100,China) |
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| Abstract: | Based on the bank evaluation process of the personal credit,this paper analyzes the main technique and the model employed in the process and discusses the goal,meaning and future trend of the application of data mining in the personal credit evaluation. |
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| Keywords: | personal credit evaluation data mining decision tree neural network |
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