| 保险合同不利解释原则分析--兼评《保险法》第31条 |
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| 引用本文： | 方基志.保险合同不利解释原则分析--兼评《保险法》第31条[J].商丘职业技术学院学报,2004,3(5):24-26. |
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| 作者姓名： | 方基志 |
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| 作者单位： | 襄樊职业技术学院会计系,湖北,襄樊,441021 |
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| 摘 要： | 随着保险进入千家万户，保险纠纷也越来越多。为了维护被保险人的利益，《保险法》第31条确立了不利解释原则。保险合同的不利解释原则是解决保险争议的基本原则，但不是唯一的原则。试图正确诠释不利解释原则的真正内涵。对保险合同争议的解释，同样要遵循合同的一般解释原则以及要符合《保险法》的立法宗旨。
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| 关 键 词： | 保险合同 不利解释原则 《保险法》 保险争议 |
| 文章编号： | 1671-8127(2004)05-0024-03 |
| 修稿时间： | 2004年8月2日 |
Analysis on the Unfavorably Explained Principle of Insurance Contract--Analyzing the 31st act of Insurance Law |
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| FANG,Ji-zhi.Analysis on the Unfavorably Explained Principle of Insurance Contract--Analyzing the 31st act of Insurance Law[J].Journal of Shangqiu Vocational and Technical College,2004,3(5):24-26. |
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| Authors: | FANG Ji-zhi |
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| Abstract: | There is more and more insurance conflict when more families demand insurance. To protect interests of the insurant's, unfavorably explained principle is approved in the 31st act of Insurance Law. The paper tries to interpret the real meaning of the act 31st properly based on analysis of several cases. The unfavorably explained principle of insurance contract is the main criterion settling insurance contract conflict, but not the only one. When explaining the insurance contract conflict, we should follow the general explained principle and the explanation accords with the aim of Insurance Law. |
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| Keywords: | insurance contract unfavorably explained principle positive analysis |
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