| 建立我国的新型全能银行 |
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| 引用本文： | 万宏伟.建立我国的新型全能银行[J].青海师范大学学报(哲学社会科学版),2001(1):10-13. |
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| 作者姓名： | 万宏伟 |
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| 作者单位： | 四川大学外贸系, |
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| 摘 要： | 近段时期随着我国加入世界贸易组织的日期日益接近，金融业如何迎接国外的强烈挑战，也成为人们议论的热点，“狼来了”之声不绝于耳，因为金融是一个关系到国计民生的行业，而我国银行的情况绝对不容乐观，特别是老四家国有商业银行，它们资产负债率、不良资产率较高，提供的金融服务种类较少，与国外竞争者相比明显处于劣势。鉴于这种情况，笔者认为，建立我国的全能银行，提高我国商业银行的竞争力势在必行。这篇文章就此提出了笔者的一些看法。
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| 关 键 词： | 中国 证券机构 国际竞争力 改革 全能银行 混业经营 商业银行 |
| 文章编号： | 1000-5102(2001)01-0010-04 |
Establishing Our New All-field Bank |
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| WAN Hongwei.Establishing Our New All-field Bank[J].Journal of Qinghai Normal University(Philosophy and Social Sciences Edition),2001(1):10-13. |
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| Authors: | WAN Hongwei |
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| Abstract: | Recently, with the date of China' s entering WTO coming, it has become the focushow our finance faces the challenge from overseas and the voice "Wolves are coming" hasbeen louder and louder, because it deals with our national economy and the people' s life. Butour banks, especially the old four state－owned ones, can't make us optimistic. Their liabil-ity－asset rate and unhealthy－asset rate are comparatively high and they provide very a fewquantity of financial services. Therefore, they are in inferior positions when they competewith their foreign competitors. In view of the situation, the author think it is irresistible to
set up our all－field banls. The author' s points are as follows. |
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| Keywords: | all-field bank multi-trade managing commercial bank measures |
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