| P2P网络借贷的隐私权保护研究 |
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| 引用本文： | 秦成德.P2P网络借贷的隐私权保护研究[J].现代情报,2015,35(1):11-14,37. |
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| 作者姓名： | 秦成德 |
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| 作者单位： | 西安邮电大学经济与管理学院, 陕西 西安710121 |
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| 基金项目： | 陕西省社会科学基金项目“网络时代个人信息保护研究”研究成果 |
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| 摘 要： | 互联网金融P2P(Person-to-Person)模式的兴起解决了小额融资的困境,繁荣了我国信贷市场.由于依托于网络,与现有民间借款不同的是其非常地透明化,还可以通过网络了解借贷双方的信息,加之针对的是中低收入以及创业人群,并且其有相当大的公益性质,所以该模式具有很大的社会效益和经济效益.但是,P2P网络借贷个人信用信息体系的缺陷导致的信用风险突出,P2P网络借贷的客户个人信息权益保护问题是各方关注的焦点.
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| 关 键 词： | 互联网金融 P2P网络借贷 个人信息 隐私权保护 网络借贷平台 客户 |
Study on Protection of Privacy in P2P Lending |
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| Authors: | Qin Chengde |
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| Institution: | Faculty of Economic and Administration, Xi'an University of Posts & Telecommunications, Xi'an 710121, China |
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| Abstract: | P2P(Person-to-Person)lending which one of the internet finance model resolves the difficulty of small funds, and Promotes credit market development in China.Because of dependent of internet, P2P lending model is very transparent to present civil lending, and easy to understand information of two parties in lending.P2P lending model is for lower income peoples and founders.It presents great public benefit character, so the model produced a lot of social and economic benefits.But the shortcomings of personal credit information system bring the venture of credit.The privacy protections of two parties are focused on by all society attentions. |
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