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我国信用制度建设及其模式选择
引用本文:彭鹏.我国信用制度建设及其模式选择[J].西安欧亚学院学报,2006,4(3):35-39.
作者姓名:彭鹏
作者单位:西北农林科技大学经济管理学院 陕西
摘    要:信用是一种经济交易方式,也是一种重要的制度安排。信用制度就是维护信用交易顺利进行的各种规则与约定。目前,美国的信用模式是"市场主导",欧洲的信用模式是"政府主导",日本的信用模式则兼具了美国模式和欧洲模式的优点。在借鉴发达国家信用制度模式的基础上, 结合中国的传统文化和现实国情,建立起适合自己社会经济发展特点的信用制度就成为当务之急。

关 键 词:信用制度  模式  选择
文章编号:xxxx-xxxx(2006)03-0035-05
收稿时间:2005-12-12

On the construction of credit system and its mode choice in China
PENG Peng.On the construction of credit system and its mode choice in China[J].Journal of Xi'an Eurasia Vocation University,2006,4(3):35-39.
Authors:PENG Peng
Institution:School of Economics and Management, Northwest Science and Technology University of Agriculture and Forestry ,Yangling Shaanxi 712100, China
Abstract:Credit is an economic transaction mode and an important system arrangement. Credit system refers to various rules and commitments safeguarding the smooth operation of credit transaction. At present, the mode of American credit system is " market domination" ; European mode is " government domination" while Japanese mode combines the advantages of both American and European modes. It is of paramount importance that we should set up a credit system suitable to China' s social and economic development, on the basis of taking in and learning from credit system of developed countries and with the combination of Chinese traditional culture and actual state conditions.
Keywords:credit system  mode  choice  
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