| 解析升息预期下债务偿还方式的选择 |
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| 引用本文： | 陈鹏军.解析升息预期下债务偿还方式的选择[J].温州职业技术学院学报,2005,5(4):20-22. |
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| 作者姓名： | 陈鹏军 |
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| 作者单位： | 厦门大学,金融系,福建,厦门,361005 |
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| 摘 要： | 银行债务偿还通常有满期偿还法、分期偿还法和偿债基金法三种方式，但三种债务偿还方式下借款人的利息负担是不一样的，企业或个人在升息预期持续的环境下．可选择适当的债务偿还方式来减小利率上升所带来的利息负担。
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| 关 键 词： | 升息 债务偿还 满期偿还 分期偿还 偿债基金 |
| 文章编号： | 1671-4326（2005）04-0020-03 |
| 收稿时间： | 2005-05-23 |
| 修稿时间： | 2005年5月23日 |
On the Choice of Debt Repayment Approach under the Background of Interest Raise Expectation |
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| CHEN Peng-jun.On the Choice of Debt Repayment Approach under the Background of Interest Raise Expectation[J].Journal of Wenzhou Vocational & Technical College,2005,5(4):20-22. |
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| Authors: | CHEN Peng-jun |
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| Abstract: | Banks have three approaches to pay a debt: expiration repayment plan, amortization plan andsinking fund plan. According to the approach, the interest burden of the borrower is different. Therefore, under thebackground of interest raise expectation, the person or the enterprise should choose an appropriate approach to paythe debt so as to minimize the interest burden caused by the raise of the interest. |
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| Keywords: | Interest raise Debt repayment Expiration repayment plan Amortization plan Sinking fund plan |
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