| 个人信用评分在消费信贷中的运用 |
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| 引用本文： | 梁万泉.个人信用评分在消费信贷中的运用[J].未来与发展,2009(3):87-90. |
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| 作者姓名： | 梁万泉 |
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| 作者单位： | 首都经贸大学金融学院,北京,100070 |
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| 基金项目： | 首都经贸大学校级科研项目 |
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| 摘 要： | 本文论述了商业银行在个人消费贷款和信用卡业务中，如何利用个人信用评分对消费信贷风险进行防范。
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| 关 键 词： | 信用评分 消费信贷 风险防范 |
The Application of Personal Credit Scoring in Consumer Credit |
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| LIANG Wan-quan.The Application of Personal Credit Scoring in Consumer Credit[J].Future and Development,2009(3):87-90. |
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| Authors: | LIANG Wan-quan |
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| Institution: | LIANG Wan-quan (Capital University of Economics and Business ,Beijing 100070,Chian) |
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| Abstract: | The main theme of the thesis is how to apply personal credit scoring to protect against consumer credit risk in personal consumer loan and credit card business of commercial banks. |
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| Keywords: | Credit Scoring Consumer Credit Risk Aversion |
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