| 我国商业银行住房抵押贷款风险及其对策分析 |
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| 引用本文： | 杨晓亮.我国商业银行住房抵押贷款风险及其对策分析[J].佳木斯教育学院学报,2012(4):404-404. |
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| 作者姓名： | 杨晓亮 |
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| 作者单位： | 贵州大学科技学院 贵州贵阳550004 |
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| 摘 要： | 近年来,我国的住房抵押贷款获得了极大的社会认可,它不仅改善了居民的住房环境,而且还很大程度上促进了地方投资,扩大了社会内需,拉动了国家的经济增长。然而,在发展的同时,我们也应该看到住房抵押贷款出现的一些问题,以及其存在的风险,应对这些风险需要我们从多个方面进行有效控制,本文从笔者的学习经验以及心得入手,简要谈一下我国商业银行住房抵押贷款风险及其对策分析。
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| 关 键 词： | 商业银行 住房抵押贷款 风险 对策 分析 |
Our risk and its countermeasure of housing mortgage loan in commercial bank in our country |
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| Yang Xiao-liang.Our risk and its countermeasure of housing mortgage loan in commercial bank in our country[J].Journal of Jiamusi Education Institute,2012(4):404-404. |
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| Authors: | Yang Xiao-liang |
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| Institution: | Yang Xiao-liang(Science and Technology Institute,Guizhou University,Guiyang Guizhou,550004,China) |
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| Abstract: | In recent years,China’s housing mortgage loan has achieved great social recognition,it has not only improved the housing environment of residents,but also greatly promote the local investment,expand the social demand,pull move national economy growth.However,at the same time,we should also see the problems of housing mortgage loan,and its risk,we need to deal with these risks from multiple aspects of effective control,this article starts from the learning experience of the author,to talk about the risk and its countermeasure of housing mortgage loan in commercial bank in our country. |
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| Keywords: | commercial bank housing mortgage loan risk countermeasure analysis |
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