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商业银行不良资产处置中存在的问题与对策研究
引用本文:韩晶玉.商业银行不良资产处置中存在的问题与对策研究[J].鞍山师范学院学报,2005,7(1):25-28.
作者姓名:韩晶玉
作者单位:鞍山师范学院,财经系,辽宁,鞍山,114005
摘    要:目前,处置商业银行不良资产成为各国政府、银行家、理论界和社会各阶层不能不高度重视的首要问题。全文紧紧围绕商业银行不良资产处置中存在的问题,层层剖析,找出原因,借鉴先进经验,提出有力的处置对策。

关 键 词:不良资产  信托机制  道德风险  呆账准备金
文章编号:1008-2441(2005)01-0025-04
修稿时间:2004年10月28日

Research to the Problems and Strategies of the Proposal of Non-performing Loans in Commericial Banks
HAN Jing-yu.Research to the Problems and Strategies of the Proposal of Non-performing Loans in Commericial Banks[J].Journal of Anshan Teachers College,2005,7(1):25-28.
Authors:HAN Jing-yu
Abstract:At present,governments,bankers,scholars and many others are concentrating on the non-performing loans in commercial banks.It is the most important task to deal with its non-performing loans.The article is about dealing with the non-performing loans in commercial bank,and provides some useful disposing strategies after analyzing and copying the advanced experiences in other countries.
Keywords:Non-performing loans  Means of trust  Moral hazard  Loan loss reserve
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