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我国中小企业融资问题理论综述及评析
引用本文:李正生.我国中小企业融资问题理论综述及评析[J].怀化学院学报,2005,24(3):8-11.
作者姓名:李正生
作者单位:华中科技大学,经济学院,湖北,武汉,430074
摘    要:中小企业融资现状不容乐观,融资渠道狭窄,结构性矛盾突出,信用担保体系也存在着比较严重的功能性缺陷。究其原因,中小企业自身素质较低,担保体系不健全,缺乏政策支持等。因而必须建立并健全中小企业法律体系和社会化服务体系,提高中小企业自身的信用水平,完善信贷资金管理体制,规范和发展民间融资,加快中小企业信用担保体系建设。

关 键 词:中小企业  融资  信用担保体系
文章编号:1671-9743(2005)03-0008-04
修稿时间:2005年2月20日

Summarization and Analysis on China's MSEs Fund Circulating Problem
YANG Ling-ling.Summarization and Analysis on China''''s MSEs Fund Circulating Problem[J].Journal of Huaihua University,2005,24(3):8-11.
Authors:YANG Ling-ling
Institution:School of Economics- Huazhong University of Science and Techoology- Wuhan- Hubei 430074
Abstract:MSEs fund circulating is not optimistic. The channel of fund circulating is narrow. Structural contradictory is conspicuous and credit - guarantee - system has serious functional drawbacks. Probing its cause- the quality of MSEs is not very good- guarantee - system is not perfect and is lack of policy - supporting- and so on. Therefore- we must build and perfect MSEs- law system and society - served system- improve MSES credit level- perfect credit fund management system- standaridize and develop fund circulating among the people and speed up MSEs credit - guarantee system building.
Keywords:medium-sized and small enterprises(MSEs)  fund circulating  credit-guarantee-system
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