| 不确定环境下的几类保险理赔分布 |
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| 引用本文： | 董文,彭锦.不确定环境下的几类保险理赔分布[J].黄冈师范学院学报,2010,30(3):14-17. |
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| 作者姓名： | 董文 彭锦 |
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| 作者单位： | 上海师范大学数理学院,上海,200234 |
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| 基金项目： | 国家自然科学基金项目，湖北省教育厅重大科研项目 |
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| 摘 要： | 投保者面对不同的风险事件时,选择合适的投保策略尤为重要.本文主要研究了在不确定环境下几类保险理赔的策略,其中包括免赔额保险,停止损失保验,限额保险和比例损失保险.并运用不确定理论的数学方法,得到了这几类保险理赔的不确定分布函数公式以及数值算例.
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| 关 键 词： | 不确定理论 风险分析 保险实务 |
Distribution of several kinds of insurance claims in uncertain environment |
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| DONG Wen,PENG Jin.Distribution of several kinds of insurance claims in uncertain environment[J].Journal of Huanggang Normal University,2010,30(3):14-17. |
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| Authors: | DONG Wen PENG Jin |
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| Institution: | (College of Mathematics and Sciences,Shanghai Normal University,Shanghai 200234,China) |
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| Abstract: | Due to existing risk in our daily life,it is important to choose insurance for insurers.In this paper, we will try to study the policies of several kinds of insurance claims（exempt insurance,stopping-loss insurance, quota insurance and proportion insurance） in uncertain environment.Based on uncertainty theory, which is a new branch of mathematics,we get the distribution formulas of several kinds of insurance claims in uncertain environment and give some numerical algorithm. |
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| Keywords: | uncertainty theory risk analysis insurance practice |
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