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助学贷款风险测算模型的构建
引用本文:尹岳群.助学贷款风险测算模型的构建[J].科技广场,2011(8).
作者姓名:尹岳群
作者单位:广东技术师范学院天河学院,广东广州,510540
摘    要:国家助学贷款的一个突出问题就是国家助学贷款面太窄,供求矛盾十分突出,且存在巨大的贷款风险。解决国家助学贷款难的关键就在于健全风险防范与补偿机制。本文对助学贷款风险测算模型的构建进行了探讨,并对促进助学贷款体系提出了相关的建议。

关 键 词:助学贷款  助学贷款风险  风险社会化  

Student Loan Construction of Risk Measurement Models
Yin Yuequn.Student Loan Construction of Risk Measurement Models[J].Science Mosaic,2011(8).
Authors:Yin Yuequn
Institution:Yin Yuequn(Guangdong Polytechnic Normal University,Guangdong Guangzhou 510540)
Abstract:There are these outstanding problems for national student Loan:students getting a loan is limited,contradiction of supply and demand is very outstanding,loan risk is gigantic.,therefore it is the key to perfect the mechanism of risk keeps watch and compensates for resolve these difficults.Venture capital system has provided the mechanism of risk socialization,on one hand it has decreased by risk degree born by bank,has raised a bank enthusiasm in the loan;on the other hand it has effectively prevented risk ...
Keywords:National Student Loan  Risks in National Student Loan  Risk Socialization  
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