| 个人信用信息时效性保障策略探析 |
| |
| 引用本文： | 冯湘君.个人信用信息时效性保障策略探析[J].情报理论与实践,2010(10). |
| |
| 作者姓名： | 冯湘君 |
| |
| 作者单位： | 南开大学商学院信息资源管理系,天津300071; |
| |
| 摘 要： | 个人信用信息的时效性是保证其具备信用凭证功能的关键,主要受征信活动中个人信用信息采集与查询利用环节、个人信用信息处理环节和个人信用信息当事人监督过程的影响。基于此,个人信用信息时效性的保障策略可归纳为采用变通方式,简化个人信用信息采集过程中当事人监督环节;针对大量的、经常性的查询个人信息的机构,简化查询利用审核手续;制定统一的个人信用信息采集标准,保证信息处理过程的连贯一致。Abstract：The timeliness of personal credit information is crucial to ensuring its credit evidence function,and is mainly influenced by the personal credit information collection and query link,the personal credit information pro- cessing link and the monitoring process by the clients. Therefore,the strategies for ensuring the timeliness of person- al credit information could be reduced as follows： simplifying the monitoring process by the clients in the personal credit information collection process by adopting flexible manners; simplifying the query and utilization verification procedures to the organizations which query personal information in quantity and frequently; establishing unified standards for personal credit information collection to ensure information processing to be consistent.
|
| 关 键 词： | 个人信用信息 信息采集 时效性 个人征信 |
| 本文献已被 万方数据 等数据库收录！ |
|
