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浅析农村金融借贷机制——基于交易成本经济学视角的分析
引用本文:王晓峰.浅析农村金融借贷机制——基于交易成本经济学视角的分析[J].科学.经济.社会,2006,24(4):14-16.
作者姓名:王晓峰
作者单位:中国人民大学,经济学院,北京,100872
摘    要:本文基于新制度经济学的分支———交易成本经济学的思想对农村的金融借贷关系进行了分析。本文认为,农村地区相对是不缺资金的,真正缺乏的是一套适合农村特点的金融借贷机制。因此,如果能够实现体制突破,那么农村和城市就可以运用相同的金融经营模式;若不能实现体制突破,那么在农村应该建立和城市不同的金融经营模式。

关 键 词:交易成本经济学  农村金融借贷机制
文章编号:1006-2815(2006)04-0014-03
收稿时间:2006-08-18
修稿时间:2006年8月18日

Institutions on Loan of Farm Finance: An Analysis Based on the Theory of Transaction Cost Economics
WANG Xiao-feng.Institutions on Loan of Farm Finance: An Analysis Based on the Theory of Transaction Cost Economics[J].Science Economy Society,2006,24(4):14-16.
Authors:WANG Xiao-feng
Institution:School of Economics, Renmin University of China, Beijing 100872, China
Abstract:Using the thought of transaction cost economics which belongs to new institutional economics,the paper analyzes institutions on loan of farm finance.The paper argues that it is scarce for institutions on loan of farm finance which is indeed fit for countryside.If current institutions can be reformed,the institutions on loan of farm finance should be the same as that in city.If there is no breakthrough in the system,it is necessary that new institutions which is not as same as that of city should be set up in countryside.
Keywords:transaction cost economics  institutions on loan of farm finance
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