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基于J2EE的商业银行贷款风险评估系统的研究
引用本文:赵冉,靳果.基于J2EE的商业银行贷款风险评估系统的研究[J].宁波职业技术学院学报,2014(1):105-108.
作者姓名:赵冉  靳果
作者单位:河南工业职业技术学院,河南南阳473009
摘    要:贷款风险评估已逐渐成为商业银行信货管理的一项核心内容,对商业银行业务发展与风险控制的平衡具有重要作用。本系统运用J2EE技术,通过对现有的评价方法进行总结和完善,针对如何从庞杂的指标体系中筛选出能够较为准确地反映企业财务状况的定量指标及相关定性指标,提出了综合评价法。

关 键 词:风险评估  J2EE  指标  信贷管理  综合评价法

Research the Loan Risk Assessment of Commercial Bank Based on J2EE
ZHAO-Ran,JIN-Guo.Research the Loan Risk Assessment of Commercial Bank Based on J2EE[J].Journal of Ningbo Polytechnic,2014(1):105-108.
Authors:ZHAO-Ran  JIN-Guo
Institution:(Henan Polytechnic Institute, Nanyang 473009, China)
Abstract:The loan risk assessment of commercial bank has become a core content of commercial bank’s credit management; it plays an important role in the balance of development of commercial bank’s business and risk control. This system use the J2EE technology, will summarize and improve the existing evaluation methods on how to filter the quantitative indicators and qualitative indicators from vast and complex system which can accurately reflect the relative financial conditions and propose a comprehensive evaluation method.
Keywords:risk assessment  J2EE  index  credit management  comprehensive evaluation method
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