| 保险市场发展对城乡居民收入差距的影响 |
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| 引用本文： | 周宏文,陈晓枫.保险市场发展对城乡居民收入差距的影响[J].唐山学院学报,2014(2):33-36. |
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| 作者姓名： | 周宏文 陈晓枫 |
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| 作者单位： | 福建师范大学经济学院,福州350007 |
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| 基金项目： | 国家社科基金青年项目（11CJL021）;教育部人文社会科学研究青年基金项目（09YJC790040）;福建省软科学项目 |
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| 摘 要： | 对我国1992-2011年保险市场保险深度、保险密度和城乡居民收入差距的动态关系进行了分析,并运用VAR模型、Johansen协整检验、格兰杰因果关系检验进行了实证研究。结果表明:保险市场和城乡收入差距之间存在长期关系,其中保险市场的深度与收入差距呈正相关,而保险市场的密度与收入差距呈负相关。说明随着我国保险市场规模的不断发展将会拉大城乡收入差距,而通过不断扩大保险的覆盖面可以有效缩小城乡收入差距,文章对其背后的原因进行了阐述并给出了相应的政策建议。
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| 关 键 词： | 保险市场 城乡收入差距 VAR模型 |
The Effect of Insurance Market Development on Income Gap between Urban and Rural Residents |
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| ZHOU Hong-wen,CHEN Xiao-feng.The Effect of Insurance Market Development on Income Gap between Urban and Rural Residents[J].Journal of Tangshan College,2014(2):33-36. |
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| Authors: | ZHOU Hong-wen CHEN Xiao-feng |
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| Institution: | (School of Economics, Fujian Normal University, Fuzhou 350007, China) |
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| Abstract: | The authors of this paper analyze the dynamic relationship between the density and depth of our country’s insurance market and the income gap between urban and rural residents from 1992 to 2011,and conduct an empirical study through VAR model,Johansen cointegration test,and Grainger causality test.The results show that there is a long-term relationship between the insurance market and the income gap between urban and rural areas,where the depth of the insurance market and the income gap has a positive correlation,while the density and the income gap insurance market are negatively correlated and that the continuous development of China’s insurance market will widen the income gap between urban and rural areas,while expanding in-surance coverage can effectively narrow the income gap between them.Finally the authors explain the reason behind these problems and make some corresponding policy recommendations. |
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| Keywords: | insurance market income gap between urban and rural residents VAR model |
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