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商业银行理财产品客户关系法律性质辨析
引用本文:蔡定桓.商业银行理财产品客户关系法律性质辨析[J].郴州师范高等专科学校学报,2013(4):37-41.
作者姓名:蔡定桓
作者单位:中央财经大学法学院,北京100081
摘    要:商业银行理财产品客户关系的法律性质,一直是银行业法律规范中一个重要的问题,然而,我国对这个问题的认知上仍存较大分歧,在法律、学理及实务上认识各异。清晰厘定银行理财产品客户法律关系的性质对于维护银行客户的权益和防范银行理财产品业务的风险意义重大。

关 键 词:商业银行  理财产品  法律性质

Analysis of the Legal Nature of the Client Relations of the Financial Products in Commercial Banks
Cai Dinghuan.Analysis of the Legal Nature of the Client Relations of the Financial Products in Commercial Banks[J].Journal of Chenzhou Teachers College,2013(4):37-41.
Authors:Cai Dinghuan
Institution:Cai Dinghuan (College of Legal Science, Central University of Finance and Economics,Beijing 100081, China)
Abstract:The legal nature of commercial bank' s finance products has been an important issue in the banking legal norms. However, in China, there are still great difference perceptions about that problem, such as regulator's idea, academic view and practitioner's opinion. Clearly defining the legal nature of the bank financial products has great business significance to safeguard the interests of bank customers and guard against the risk of the bank.
Keywords:commercial bank  financial product  legal nature
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