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优化我国农村金融体系探析
引用本文:董彦岭,李慧.优化我国农村金融体系探析[J].临沂师范学院学报,2010,32(5):57-60.
作者姓名:董彦岭  李慧
作者单位:山东经济学院区域经济研究院,山东济南250014
摘    要:我国农村金融市场发展相对滞后,主要表现在:农村正规金融体系萎缩,农村金融有效供给主体不足,非正规金融仍处于初级发育阶段,金融当局忽视了对非正规金融的引导监督,金融服务缺失。农村金融市场体系不完善,其运行低效、发展相对滞后,近年来受到各界及有关部门的密切关注。针对我国农村金融体系现状,需要全面了解目前我国农村金融体系存在的问题,以最终优化我国农村金融体系为目标。

关 键 词:农村金融市场  现状  原因  措施

The Analysis of Optimizing China's Rural Financial System
DONG Yan-ling,LI Hui.The Analysis of Optimizing China's Rural Financial System[J].Journal of Linyi Teachers' College,2010,32(5):57-60.
Authors:DONG Yan-ling  LI Hui
Institution:(Economic University of Shandong,Jinan Shandong 250014,China)
Abstract:The rural finance market in our country develops relatively lag behind,which mainly displays in the scale reduction of the rural regularfinancial system,its insufficient subject of effective supply,the non-regularfinance still at the primary developmental stage,the monetary authority neglecting the guidance and supervision to non-regular financial,the deficient financial service.The market system of China's rural finance is imperfect.Its operating is inefficient and its development falls behind.In recent years,it draws much attention from all social circles and the relevant departments.Through discussing the status quo of China's rural financial system,this paper points out the present problems existing in China's rural financial system and analyzes its causes.It also proposes a few practical suggestions to optimize China's rural financial system.
Keywords:rural financial market  current situation  questions  deficiency  underdevelopment  reasons  measures
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