| 论信息不对称下的中小企业筹资问题 |
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| 引用本文： | 蔡贤斌.论信息不对称下的中小企业筹资问题[J].十堰职业技术学院学报,2011,24(2):39-42. |
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| 作者姓名： | 蔡贤斌 |
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| 作者单位： | 惠州经济职业技术学院财经系,广东惠州,516057 |
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| 摘 要： | 本文通过信息不对称对中小企业筹资带来困难的原因分析,认为这主要是因为投资者和中小企业双方都很难或认为很难掌握足够的对自己有利的信息,并进一步揭示了导致这种状况的相关因素。笔者以为从长远发展的角度和现实主义的原则出发,中小企业应主动改变信息不对称的状态并发展多种筹资渠道和方式;同时,政府必须进一步改革金融业,建立和完善企业信用信息系统,切实解决好中小企业筹资问题。
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| 关 键 词： | 信息不对称 筹资 风险 信用 |
Discussion on SME Financing Problems under Information Asymmetry |
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| CAI Xian-bin.Discussion on SME Financing Problems under Information Asymmetry[J].Journal of Shiyan Technical Institute,2011,24(2):39-42. |
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| Authors: | CAI Xian-bin |
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| Institution: | CAI Xian-bin(Financial Department,Huizhou Economic Vocational Institute,Huizhou 442000,China) |
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| Abstract: | This paper,through the analysis of the reasons of SME financing difficulties resulted from information asymmetry,concludes that the financing difficulties is mainly caused by investors and SMEs who fail to acquire information to their advantages or lack the confidence of collecting sufficient information.The paper further reveals the factors which led to this situation.Thinking from the long-term perspective and basing on the realistic principle,the author believes that SMEs should take the initiative to change the state of information asymmetry and seek various funding sources and methods.Meanwhile,the Government must further reform financial industry,establish and improve enterprise credit information system in order to effectively solve the problem of SME financing. |
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| Keywords: | information asymmetry financing risk credit |
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