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21.
2007年次贷危机和2011年欧债危机,都更加突显银行业监管的重要性和改革的必要性。本文通过构建银行和监管机构的演化博弈模型,分析二者动态博弈与相互学习作用,推导出在资本监管约束下,银行业采取低风险策略的理想区域和向理想区域转化的有效途径,得到资本监管约束有效降低银行风险承担行为激励的条件是存在破产风险、加大监管惩罚力度和市场约束作用,有效地论证资本监管约束对银行风险承担行为影响的动态作用机理,并提出银行业监管改革的政策建议。  相似文献   
22.
There is a continued need to consider ways to prevent early adolescent engagement in a variety of harmful risk-taking behaviours for example, violence, road-related risks and alcohol use. The current prospective study examined adolescents’ reports of intervening to try and stop friends’ engagement in such behaviours among 207 early adolescents (mean age?=?13.51?years, 50.1% females). Findings showed that intervening behaviour after three months was predicted by the confidence to intervene which in turn was predicted by student and teacher support although not parental support. The findings suggest that the benefits of positive relationship experiences might extend to the safety of early adolescent friendship groups particularly through the development of confidence to try and stop friends’ risky and dangerous behaviours. Findings from the study support the important role of the school in creating a culture of positive adolescent behaviour whereby young people take social responsibility.  相似文献   
23.
大量的研究表明:随着年龄的增长,各种风险行为不断出现、增长并在青少年时期达到顶峰.为了解释这一现象,心理学家们从认知发展、社会性发展、情绪发展等不同视角出发考察了青少年风险行为背后的心理机制.未来的研究应当不断整合各个视角下的研究成果以期形成一个更具解释力的综合模型.  相似文献   
24.
This study examined adolescents’ (n?=?389) perceptions of parent–adolescent communication about sex, including what their parents say about sex, what types of conversations adolescents report as memorable, the degree to which messages are perceived as effective, and how parental messages predict adolescents’ sexual attitudes and behaviors. Six conversation types emerged: underdeveloped, safety, comprehensive talk, warning/threat, wait, and no talk. When adolescents were asked to report how those could have been improved, five types emerged from the analysis of their responses: no change, be more specific/provide guidance, talk to me, appropriateness, and collaborate. Comprehensive talk and safety were perceived as significantly more effective than all other types of conversations. Safety conversations predicted the lowest levels of permissive sexual attitudes and risk-taking.  相似文献   
25.
风险投资起源。发展于美国、然后迅速波及到主要发达国家和地区。目前,我国的风险投资处于起步阶段。面对知识经济的挑战,应加快我国风险投资业的发展步伐,风险投资运行机制,加速风险资本的培育,以推动我国高科技产业的发展。  相似文献   
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