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论强制保险的正当性
引用本文:孙宏涛.论强制保险的正当性[J].华中科技大学学报(社会科学版),2009,23(4):81-85.
作者姓名:孙宏涛
作者单位:华东政法大学,经济法学院,上海,201620
基金项目:上海市第三期重点学科项目,华东政法大学科研资助项目 
摘    要:与自愿保险相比,强制保险具有合同订立上的强制性,高度的公益性,非营利性以及受公私法共同调整等特性.虽然许多学者对推行强制保险的合理性提出了质疑,但是由于强制保险具有分散被保险人的责任风险,保护受害人的合法权益以及稳定社会秩序等功能,因此强制保险在世界各国正处于一个快速发展和扩张的过程之中.

关 键 词:强制保险  道德风险  质疑  正当性

On the Legitimacy of Compulsory Insurance
SUN Hong-tao.On the Legitimacy of Compulsory Insurance[J].Journal of Huazhong University of Science and Technology(Social Science Edition),2009,23(4):81-85.
Authors:SUN Hong-tao
Institution:Economic Law School;East China University of Political Science and Law;Shanghai 201620;China
Abstract:Compared with voluntary insurance,compulsory insurance is compulsory in concluding contract,highly commonweal,non-profit and is adjusted by public-private law jointly.Although many scholars put forward suspicion on the rationality of compulsory insurance,with the function of dispersing the liability risk of the insurant,protecting the victim and stabilizing social order,compulsory insurance is still in the process of rapid development and dilation in many countries.
Keywords:compulsory insurance  moral hazard  query  justification  
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