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1.
我国银行业监管中存在着一些问题,如监管理念有待创新,监管目标模式和技术指标体系有待明确;监管人员的素质尚需提高,监管人员的监督制约机制亟待完善;银行监管的法律法规及相应的制度体系不系统、不完备等等。银监会的成立,标志着我国对银行业监管的高度重视。银监会对银行业的监管应从银行监管理念、监管方式、监管目标模式的转变,银行监管主体素质的提高与监督制约机制的有效建立,银行监管的法律法规及相应的制度体系的完善等三个方面着手应对。  相似文献   

2.
魏章友 《文教资料》2006,(34):182-183
我国的银行业改革二十多年来,问题呈现日益增多和复杂化的趋势,这给银行监管造成的压力也大大增加了。特别是入世后,随着金融行业的全面对外开放,这些问题将更严重地暴露出来,使我国银行业面临严峻的生存危机。加强银行监管,建立合理完善的监管机制和体系,是可以实质性推动银行业全面改革的重要途径。  相似文献   

3.
国际金融危机的爆发,使各国政府再一次深刻认识到加大银行业监管的重要性.目前我国银行也存在着容易引发危机的种种风险隐患,为了避免累积金融风险,引导银行业健康发展,必须进一步完善我国银行监管模式,加大银行内部监管力度,优化外部监管环境,完善现有各金融监管机构之间的协调机制.  相似文献   

4.
金融危机的爆发对全球经济产生了重大的影响,从银行业在危机中受到的影响,我们不难看出,银行业在监管方面存在诸多问题.本文结合金融危机中银行暴露出的监管问题,从法律的角度,提出可行性建议,希望以此完善我国的银行监管.  相似文献   

5.
随着经济和金融全球化,银行业的竞争也日益激烈,风险日益加大,新的监管问题也不断涌现。我国应当理顺银行监管体制,加快立法步伐,建立健全银行监管法规体系,确保我国银行在国际竞争环境下稳健发展。  相似文献   

6.
陈静 《现代企业教育》2006,(24):143-144
我国加入WTO以后,传统银行产业面临着重大变革,给我国的银行监管工作带来了前所未有的挑战.本文论述了发达国家银行监管的发展趋势,分析了我国银行业监管存在的问题,对我国现有银行监管体制提出了相应的政策建议.  相似文献   

7.
一直以来,银行监管都是金融业乃至整个社会经济稳健运行的基本保证,其不仅关系到金融行业的安全,更关系到整个社会经济的稳定。本文针对我国银行业已全面对外开放和全球化金融危机蔓延的客观现实,分析了我国银行监管的现状及存在的问题,在借鉴英美国家银行监管经验的基础上,提出了完善和加强我国银行监管的对策。  相似文献   

8.
分散风险是银行业一条关键的格言,1997年的亚洲金融危机促使金融界对风险集中度管理进行深入反思和加强。当前,对风险集中度进行管理业已成为审慎监管体系的重要组成。该文立足银行业的资产风险集中度监管,通过对代表性国际组织的相关标准和指引的比较研究,分析我国当前的银行资产风险集中度监管现状,并就其存在的问题提出相应的完善建议。  相似文献   

9.
商业银行流动性风险监管和预防一直备受国际银行业关注。我国始终紧跟国际银行业步伐,致力于推进和完善流动性风险监管体系。通过构建压力测试模型,以9家上市商业银行作为样本对我国商业银行流动性风险进行压力测试,测试结果表明我国银行业流动性储备充足,在轻度压力和中度压力情境下仍能维持流动性比例红线。但如果经济环境不断恶化,重度压力情境下,银行进入流动性紧缺状态,很可能发生银行业系统性流动性风险。  相似文献   

10.
随着我国经济领域的开放,人们的生活水平、国家的竞争力都得到了提高.但长期以来,我国的金融业一直处于封闭状态,这不仅限制了自身行业的发展,也为经济的进一步繁荣带来了阻碍.2001,通过长达15年的谈判,我国加入了WTO,意味着我国金融业走上了开放的道路.银行业作为金融行业的核心,肩负着最先开放的重任,面对国际银行进入本地市场的冲击,我国银行体系建设还不健全,尤其是监管方面存在着一些漏洞,都使得我国银行服务水平跟不上,缺乏市场竞争力,缺少同行业间的良性竞争等问题越来越明显.本文题目为《金融开放条件下我国银行监管问题研究》,主要内容是分析开放条件下,我国银行在监管方面存在哪些缺陷,并针对这些缺陷提出改进的个人观点,因此论文主要分为三部分:一、金融国际化形式下的中国银行业;二、我国银行业在监管方面存在的一些问题;三、针对监管问题提出建议.  相似文献   

11.
The communication of people partially is the communication of cultures. Culture has a direct effect on international commercial activities in all aspects. Different conceptions about time, space, equality, law and the like, lead people to deal with things in different ways. So to know cultures of the counterpart is to facil-itate our enterprises so as to have a smooth and successful communication in commercial activity.  相似文献   

12.
风的曲线     
Rosco and I wait for the fishermen to return.I sit at a wooden bench near the store at Mt.Baker Resort and watch the clouds change shape. Rosco has my belt around his neck and an eight foot tow chain hooked to a tree. Dogs must be on a leash. Ducks and rabbits are loose.  相似文献   

13.
汉字倒说     
汉字的六书,《说文》对“转注”一类,语焉不详。后世学者提及转注,也仅限于许慎所举出的例字。《汉字例说》一文,作者从转注的角度综合考虑,对部分现代常用字作了分析,跟传统的解释有所不同。希望能抛砖引玉,互相切磋,以推进学术研究。  相似文献   

14.
Given a graph G,a subgraph C is called a clique of G if C is a complete subgraph of G maximal under inclusion and |C|≥2. A clique-transversal set S of G is a set of vertices of G such that S meets all cliques of G. The clique-transversal number, denoted as TC (G), is the minimum cardinality of a clique-transversal set in G. The clique-graph of G, denoted as K (G), is the graph obtained by taking the cliques of G as vertices, and two vertices are adjacent if and only if the corresponding cliques in G have nonempty intersection. Let F be a class of graphs G such that F={G|K(G) is a tree}. In this paper the graphs in F having independent clique-transversal sets are shown and thus TC (G)/|G|≤1/2 for all G ∈ F.  相似文献   

15.
《海外英语》2007,(5):44-45
It is worthy of noting that, whilst Crookston Castle witnessed the earlier and happier portion of Mary's variegated life,  相似文献   

16.
一、吃和喝吃苹果 eat an apple, 吃药 take medicine,吃糖 have some sweets,吃饭 have one's meals,吃馆子 dine out,吃惊 be surprised/  相似文献   

17.
《海外英语》2007,(5):10-11
Many college freshmen arrive woefully unprepared to do college work, and as disadvantaged populations continue to grow, the share of the American work force that has made it through college is expected to plummet. Many experts blame that educational failure not just on high schools but also on colleges. School & College, a special report by The Chronicle, looks at efforts to fix the system. What reforms would better prepare students for college? What should schools and colleges be doing differently? How should state and federal officials help?  相似文献   

18.
Different nations have different social cultures, and the social culture of every nation is developing with the development of the nation, language is greatly influenced by social culture, which enables language to possess national and historical characteristics. Word is the smallest, independent, meaningful linguistic unit of language. It can well reflect the national and historical characteristics. From synchronic aspect, the social and cultural influence on word meaning is mainly embodied in conceptual and associative meanings of word. The incorrespondence of word meaning is a phenomenon that exists in both conceptual and associative meanings of word among different languages. From diachronic aspect, the development of social culture causes some changes of word meaning to some extent. Therefore, social culture plays a key role in vocabulary learning and mastery of a language.  相似文献   

19.
钱生钱!     
我们绝大部分人都同意一件事情——我们喜欢金钱。但是你对金钱的喜欢之情足够到让你创立一份事业么?.财富通常被人忽视,主要在于人们不能真正了  相似文献   

20.
The problem on the geometrc inequalities involving an n-dimensional simplex and its inscribed simplex is studied. Aninequality is established, which reveals that the difference between the squared circumradius of the n-dimensional simplex andthe squared distance between its circumcenter and barycenter times the squared circumradius of its inscribed simplex is not lessthan the 2(n-1)th power of n times its squared inradius, and is equal to when the simplex is regular and its inscribed siplex is atangent point one. Deduction from this inequality reaches a generalization of n-dimensional Euler inequality indicating that thecircumradius of the simplex is not less than the n-fold inradius. Another inequality is derived to present the relationship betweenthe circumradius of the n-dimensional simplex and the circumradius and inradius of its pedal simplex.  相似文献   

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