共查询到20条相似文献，搜索用时 62 毫秒
1.
张威 《吉林广播电视大学学报》2007,(5):118-120
企业要发展壮大,首先要解决资金问题,对中小企业而言更是如此。本文从中小企业民间融资行为的动因入手,分析了中小企业从金融机构获取融资困难、缺乏直接融资渠道、民间存在闲散资金以及民间融资的特有优势等问题,使得民间融资不仅必要而且可能。最后从六个方面提出了如何规范和引导中小企业民间融资行为的建议。 相似文献
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当前的金融体系总体上对科技型小微企业的支持不足。主要表现为科技型小微企业资金需求迫切,融资渠道狭窄;有效资产抵押缺乏制约成功融资,融资成本高;资本市场不完善导致直接融资渠道不畅;小微企业信用体系缺失,金融机构贷款动力不足等。为此,理论上需要从宏观上,构建完整的金融价值链;在微观上,重点打造金融价值链的关键环节;在某些特定领域,凸显金融价值链的价值。从大力发展资本市场,拓宽直接融资渠道;加快中小金融机构发展,完善金融服务体系;加快小微企业信用评价体系建设,确保银企信息对称;构建分类化、多层次的融资体系以及促进民间资本向金融资本拓展,实现两者的无缝对接等方面加大对科技型小微企业发展的金融支持。 相似文献
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在金融危机的影响下,中小企业的生存状态更加严峻,许多中小企业在借贷无门的情况下,不得不从民间融资市场上寻求资金支持。在珠三角地区,民间融资在解决中小企业融资难的同时也存在着许多问题,如企业规避法律的融资现象大量存在,企业非法集资行为屡禁不止、民间融资利率飙升等,不仅破坏了稳定的金融秩序和社会秩序,而且阻碍了珠三角中小企业的健康发展。因此,我们应该在法律上使民间融资合法化,加强对民间融资的监督和引导,规范民间融资的借贷利率,并且结合民间融资的具体状况,建立民间金融体系,从而促进地区金融体制的改革和创新,带动地区经济的进一步发展。 相似文献
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中小企业对我国国民经济的发展起着举足轻重的作用,而融资难题又是中小企业发展的一大瓶颈,在当前偏紧的货币政策下,中小型企业的融资环境迅速恶化。本文从当今货币政策收紧,中小企业融资环境恶化这一视角对中小企业的融资路径进行了探讨。政府有关部门、银行等金融机构与中小企业本身齐上阵,有力配合,才可以缓解直至未来可能最终解决的中小企业融资难题。具体说可以通过政府进一步加强政策扶持力度、中小企业利用民间资本、求助专门金融机构、天使投资和发行股票、债券等直接筹资方式来筹集企业发展所需资金。 相似文献
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李志国 《南通职业大学学报》2014,(4):13-16
＂融资难＂已成制约南通中小企业发展的一大＂顽疾＂。要解决中小企业融资难必须进行金融创新,从银行、资本、债券等区域市场进行顶层设计,建立南通地方债权市场,合理引导民间资金投资;建立担保体系和银企服务部,打通银行向中小企业贷款的壁垒;建立南通地方股权交易中心;建立中小企业融资服务部。 相似文献
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王文佳 《商情·科学教育家》2013,(33)
企业的资金来源主要有内源性融资和外源性融资两种方式,前者是指通过自身的利润积累实现融资,后者则指通过借款、发行证券等方式的融资.由于我国资本市场发育不成熟,多层次资本市场的建设滞后,大部分中小企业不能通过股权或债权市场吸纳社会资金,加之创业投资机制又尚未正式形成,致使我国中小企业直接融资的渠道难以进入. 相似文献
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郭戆 《天津职业院校联合学报》2012,14(4):84-86
以中小企业融资体系为研究对象,研究当前存在的问题,如银行的所有制歧视、资本市场门槛高且融资途径有限、缺乏相应的企业信用信息平台、融资担保行业发展的混乱、中小企业自身信用意识薄弱等,这些问题阻碍了我国中小企业的发展。同时,通过借鉴发达国家的优势,提出适合我国中小企业发展的融资之道。 相似文献
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民间金融的制度性变迁与创新研究--对温州个案的实证分析 总被引：7，自引：0，他引：7
本以温州为个案对民间金融的制度性变迁与创新问题进行了实证分析。温州民营中小企业的发展对民间金融有着较大的依赖性。研究发现，随着民营中小企业的发展，其规模不断扩张，企业目标和经营方式也发生相应变化，在融资选择上逐渐倾向于规模资金和能够提供规模资金的金融机构。这种变化客观上要求民间金融提高组织化程度，最终完成从原始的民间自由借贷到组织化正规民间金融机构的过渡，从而使民间金融形成严密的内在体系结构，并具有金融创新和规模民间资金供给等功能。本认为，政府在政策选择上应当逐步实施金融自由化，适当降低民间金融的市场准入条件，并在加快利率市场化进程的基础上，引导民间金融逐步演化为规范化运作、定位于民营中小企业融资服务的民间金融机构，才能真正激活规模巨大的民间资本，从根本上解决民营中小企业进一步深化和发展的融资问题。 相似文献
9.
中小企业民间融资探究 总被引：1，自引：0，他引：1
陈建良 《广东广播电视大学学报》2008,17(4):48-51
随着从紧货币政策的推出,金融机构信贷增速明显放缓,加剧了中小企业贷款难的局面。民间融资成为中小企业资金需求的救命稻草,民间融资日渐活跃。虽然民间融资能解决中小企业一时燃眉之急,但是民间融资也存在着一些制约因素。政府应规范民间融资利率和行为、强化监督约束机制和服务体系建设、大力发展非银行金融机构等措施,促进民间融资的规范、健康、有序发展。 相似文献
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邱崇丙 《唐山师范学院学报》2014,(1):21-23
汉字的六书,《说文》对“转注”一类,语焉不详。后世学者提及转注,也仅限于许慎所举出的例字。《汉字例说》一文,作者从转注的角度综合考虑,对部分现代常用字作了分析,跟传统的解释有所不同。希望能抛砖引玉,互相切磋,以推进学术研究。 相似文献
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Rachel Zupek 《海外英语》2007,(11):40-41
我们绝大部分人都同意一件事情——我们喜欢金钱。但是你对金钱的喜欢之情足够到让你创立一份事业么?.财富通常被人忽视,主要在于人们不能真正了 相似文献
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《海外英语》2007,(4):36
There are numbers of crossroads on our long and unpredictable life journey where we totally have no idea about which direction to choose. No matter what our decision is, we should not turn back, but face the music and go ahead instead. I am this kind of girl who always does try without regretting, one example is how I dealt with my love. 相似文献
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YANGShiguo 《重庆大学学报(英文版)》2004,3(1):86-88
The problem on the geometrc inequalities involving an n-dimensional simplex and its inscribed simplex is studied. Aninequality is established, which reveals that the difference between the squared circumradius of the n-dimensional simplex andthe squared distance between its circumcenter and barycenter times the squared circumradius of its inscribed simplex is not lessthan the 2(n-1)th power of n times its squared inradius, and is equal to when the simplex is regular and its inscribed siplex is atangent point one. Deduction from this inequality reaches a generalization of n-dimensional Euler inequality indicating that thecircumradius of the simplex is not less than the n-fold inradius. Another inequality is derived to present the relationship betweenthe circumradius of the n-dimensional simplex and the circumradius and inradius of its pedal simplex. 相似文献
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Migration occurs behind a variety of reasons and has a great effect on the whole world. People may migrate in order to improve their economic situation, or in order to escape civil strife, persecution, and environmental disasters. The impact of migration is complex, bringing both benefits anddisadvantages. This paper briefly talks about the causes of migration, the allocation of benefits, and the ways in which individual countries and the international community deal with this important subject. 相似文献
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GUO Bao-feng Xiao Da-wei 《重庆大学学报(英文版)》2005,4(3):129-133
Using virtual reality for interactive design gives a designer an intuitive vision of a design and allows the designer to achieve a viable, optimal solution in a timely manner. The article discusses the process of making the Virtual Reality System of the Humble Administrator＇s Garden. Translating building data to the Virtual Reality Modeling Language （VRML） is by far unsatisfactory. This creates a challenge for computer designers to do optimization to meet requirements. Five different approaches to optimize models have been presented in this paper. The other methods are to optimize VRML and to reduce the file size. This is done by keeping polygon counts to a minimum and by applying such techniques as object culling and level-ofdetail switching. 相似文献
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The awareness of individualism can be traced back to the period of American Revolution when the Declaration of Independence was produced.It expressed basic beliefs concerning freedom,equality,democracy,privacy and the relationship between people and government,which were exactly what the philosophy of individualism mostly dealt with at that time.This paper is to exploit the essence of individualism by analyzing the Declaration .The analysis enables us to reconsider its significance to the issue of America human rights and foreign policies. 相似文献
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Sister Carrie is one of the most controversial characters in American literature.Thought as a "fallen woman" firstly,she was defined as a "new woman" by some critics later. However, by digging into the motivaton behind the whole process of Carrie's "success", the relationship between Carrie and her creator (the author), the social conditions of then American, it can be found that Carrie has never been free-standing on her thought and she has never found her real-sdf even after becoming a famous actress. In a society dominated by mass consumerism Carrie is only an adherent of her own desires. She also is a representative of all those country girls flooded into cities, a symbol and a sacrifice of the urbanization of America in a time countryside was overcome by cities. 相似文献