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1.
李莉 《科学．经济．社会》2003,21(2):27-29
“四大国有商业银行处理不良资产的问题已成为中国经济发展比较大的课题，四家国有商业银行的不良资产率已高达25％左右。”20世纪80年代以来，各国金融体系的不良资产问题已经成为一个全球性的问题。东欧各国政府和金融机构为解决这一问题，进行了许多政策法规的改革、金融体制的金融工具的创新，为解决不良资产积累了大量的经验。因此在我国解决银行不良资产问题的过程中，有必要对经济转轨国家处理银行不良资产的经验进行全面的分析。 相似文献
2.
介绍了我国银行业的现状，提出利用不良资产证券化来解决银行不良资产问题，并对不良资产证券化实施的意义进行了分析，从资产池的构造、特设机构的设立、证券产品的设计、信用增级和信用评级这几个方面对不良资产证券化在我国的开展模式进行了探讨。 相似文献
3.
薛志强 《内蒙古科技与经济》2003,(8):8-9
国有银行不良资产问题是银行进一步改革面临的主要问题。我国成立资产管理公司剥离并处置了大量不良资产 ,但国有银行每年新暴露的不良资产仍数目惊人。往往是旧的不良资产尚未完全消化 ,新的不良资产又产生。据统计 ,1 999年我国国有商业银行剥离出 1 .4万亿元不良贷款 ,2 0 0 1年国有商业银行的不良贷款增加到 1 .8万亿元 ,不良率为2 5 .36%。如果我们不能从根本上解决不良资产的再生 ,那么不良资产问题也就不能得到彻底的解决。因此 ,解决国有银行不良资产的新增是解决不良资产问题的出路所在。只有解决不良资产的再生 ,国有银行才能健康… 相似文献
4.
肖玲芳 《内蒙古科技与经济》2010,(18):3-4
文章从分析美国金融危机和资产证券化的关系入手,汲取美国金融危机的教训,趋利避险,科学实行不良资产证券化。阐述了我国实行银行不良资产证券化的必要性,同时提出了实施过程中应注意的难点问题及其发展建议。 相似文献
5.
不良资产存量巨大，是我国金融体制改革和国有商业银行改制中无法回避的一个重要问题。而银行不良贷款问题与企业，特别是国有企业的改制问题紧密相关。因此探索商业银行不良资产处置的新途径、新方法就势在必行。把产业链的概念引入商业银行的资产证券化，就是一个行之有效的处理手段。 相似文献
6.
社区养老资源不足是社区养老发展的掣肘,时间银行作为一种新型的公益互助行为,则能有效解决这一问题。但当前,时间银行在我国的发展还存在诸多问题,为此,文章从深入分析其问题根源入手,为时间银行的规范化发展提出建议。 相似文献
7.
在加入WTO后,金融的体制改革深化,我国的金融业将会面临越来越激烈的挑战,将商业银行发展成为有竞争力的国际化的银行,已成广泛关注的事情。通过不良资产的证券化,能够降低商业银行风险,提升银行资产的负债的管理能力,提升银行的资本的充足率,所以不良资产的证券化是商业银行必然的选择。 相似文献
8.
长期以来,由于国有企业贵金不足,金融监管不力,法律制度不健全等外部原因和国有商业银行内部经营管理的原因及体制的原因,造成我国国有商业银行存在巨额不良资产。解决商业银行不良资产问题,应加强银行内部管理,加快金融法制建设,改革金融部门人事制度,建立激励与约束机制,以防范与降低金融风险。 相似文献
9.
政策性银行的产生和发展是国家干预、协调经济的产物,为经济做出了巨大贡献,但也存在很多问题,制度有缺陷、政策性和经营风险大、不良资产多。当今世界上许多国家都建立了政策性银行,也都有过类似问题,有很多经验可以借鉴。本文论述了政策性银行改革与转型问题,重点是弄清楚中国政策性银行现阶段适合什么样的改革模式,最后总结中国政策性银行应该商业化改革,但仍要发挥政策性作用。 相似文献
10.
李彬 《内蒙古科技与经济》2008,(14)
概述了资产证券化的内涵及基本运作程序,不良资产证券化所面临的障碍及对策,并在此基础上指出,化解银行不良资产必须坚持"标本兼治,制本为主"的原则. 相似文献
11.
A research group led by Prof. ZHAI Qiwei from the Institute for Nutritional Sciences under the CAS Shanghai Institutes for Biological Sciences has discovered that even relatively low doses of resveratrol-a chemical found in the skins of red grapes in red wine-can improve the sensitivity of mice to the hormone insulin according to a report in the October issue of Cell Metabolism.…… 《中国科学院院刊(英文版)》2008,22(1):14-15
Aresearch group led by Prof. ZHAI Qiwei from the Institute for Nutritional Sciences under the CAS Shanghai Institutes for Biological Sciences has discovered that even relatively low doses of resveratrol--a chemical found in the skins of red grapes and in red wine--can improve the sensitivity of mice to the hormone insulin, according to a report in the October,2007 issue of Cell Metabolism. As insulin resistance is often characterized as the most critical factor contributing to the development of Type 2 diabetes, the findings“provide a potential new therapeutic approach for preventing or treating” both conditions, the researchers said. 相似文献
12.
《中国科学院院刊(英文版)》2008,22(1):2-3
CAS should stick to the principle of rendering service to, and giving impetus for, the development of China＇s science enterprise by making S＆T innovations, said CAS President LU Yongxiang. The CAS president made the remarks in a recent talk to communicate the gist of the winter session of the Party＇s Leading-member Group at CAS, which was held from 7 to 11 January in Beijing. 相似文献
13.
Marjorie Armstrong-Stassen Margaret Landstrom Ramona Lumpkin 《The Information Society》1998,14(2):153-164
This study examined how students who had no prior experience with videoconferencing would react to the use of videoconferencing as an instructional medium. Students enrolled in seven different courses completed a questionnaire at the beginning of the semester and again at the end of the semester. Students at the origination and remote sites did not differ in their reactions toward videoconferencing but there was a significant difference for gender. Women reacted less favorably to videoconferencing. Compared to the beginning of the semester, students reported significantly less positive attitudes toward taking a course through videoconferencing at the end of the semester. There were no significant differences in students' attitudes toward videoconferencing across courses at the beginning of the semester but there were significant differences across the courses at the end of the semester. The results suggest the need for better preparation for both students and instructors. 相似文献
14.
《中国科学院院刊(英文版)》2008,22(1)
With great care, Dr. ZHOU Zhonghe takes out a package wrapped by cotton tissue from a drawer and says: "This is the gem of our collections: the fossil of a bird that lived 125 million years ago!" Then, pointing at a tiny mound, he explains: "Look, this is the claw and that is the head. It was in the egg shell and ready to hatch ... The species fell into a family of waterside inhabitants." 相似文献
15.
A joint study by Prof. ZHANG Zhibin from the CAS Institute of Zoology his co-workers from Norway US Swiss have indicated that historical outbreaks of migratory locusts in China were associated with cold spells suggesting that China's projected climate warming could decrease the pest's numbers. The study was published in Proceedings of the National Academy of Sciences on September .…… 《中国科学院院刊(英文版)》2008,22(1):6-7
Ajoint study by Prof. ZHANG Zhibin from the CAS Institute of Zoology and his co-workers from Norway, US and Swiss have indicated that historical outbreaks of migratory locusts in China were associated with cold spells, suggesting that China＇s projected climate warming could decrease the pest＇s numbers. The study was published in Proceedings of theNational Academy of Sciences on 17 September, 2007. 相似文献
16.
Caroline Haythornthwaite 《The Information Society》2001,17(3):211-226
A computer-mediated group is a complex entity whose members exchange many types of information via multiple means of communication in pursuit of goals specific to their environment. Over time, they coordinate technical features of media with locally enacted use to achieve a viable working arrangement. To explore this complex interaction, a case study is presented of the social networks of interactions and media use among members of a class of computer-supported distance learners. Results show how group structures associated with project teams dominated who communicated with whom, about what, and via which media over the term, and how media came to occupy their own communication niches: Webboard for diffuse class-wide communication; Internet Relay Chat more to named others but still for general communication across the class; and e-mail primarily for intrateam communication. Face-to-face interaction, occurring only during a short on-campus session, appears to have had a catalytic effect on social and emotional exchanges. Results suggest the need to structure exchanges to balance class-wide sharing of ideas with subgroup interactions that facilitate project completion, and to provide media that support these two modes of interaction. 相似文献
17.
Active biological molecules functional structures can be fabricated into a bio-mimetic system by using molecular assembly method. Such materials can be used for the drug delivery disease diagnosis therapy new nanodevice construction.…… 《中国科学院院刊(英文版)》2008,22(1):22-22
Active biological molecules and functional structures can be fabricated into a bio-mimetic system by using molecular assembly method. Such materials can be used for the drug delivery, disease diagnosis and therapy, and new nanodevice construction. 相似文献
18.
Electronic data interchange (EDI) provides means for interorganizational communication, creates network externalities, requires an advanced information technology (IT) infrastructure, and relies on standards. In the diffusion of such innovations, institutional involvement is imperative. Such institutions contain governmental agencies, national and global standardization organizations, local government, and nonprofit private organizations like industry associations. The last type of organizations we call intermediating institutions. They intermediate or coordinate ("inscribe") the activities of a group of would-be adopters. Unfortunately, little is known of how these organizations shape the EDI diffusion trajectory. In this article we examine one specific type of intermediating organizations?industry associations?and how they advanced the EDI diffusion process in the grocery sectors of Hong Kong, Denmark and Finland. We identify six institutional measures, placed into a matrix formed by the mode of involvement (influence vs. regulation) and the type of diffusion force (supply push vs. demand pull), that can be mobilized to further the EDI diffusion. Industry associations were found to be active users of all these measures to varying degrees. Their role was critical especially in knowledge building, knowledge deployment, and standard setting. Furthermore, institutional involvement varied due to policy and cultural contingencies and power dependencies. 相似文献
19.
Puay Tang 《The Information Society》1998,14(1):19-31
The increasing prospects of digital piracy has prompted the perceived need by electronic publishers to adopt technical systems of protection, and governments to reform their copyright laws. This article is a preliminary study of the management of intellectual property by electronic publishers, defined as those involved in the production of online databases, and CD-ROMs. It focuses on three main issues: (1) how electronic publishers view the increasing threat of piracy; (2) the methods of protection employed to protect intellectual property in digital format; and (3) the importance of technological protection of intellectual property in electronic publications. The analysis is based on a sample of 23 UK electronic publishers. The interviews revealed an interesting assortment of protection methods and did not show that technological protection was a preferred way. Instead, the means of protection, in addition to copyright law, comprised niche markets, pricing, trust, bad publicity, and nontechnical and technical means. 相似文献
20.
Leah A. Lievrouw 《The Information Society》2000,16(2):155-159
This essay focuses on universal service and the Internet as means to support social and political participation. The emphasis on access to telecommunications systems in conventional approaches to universal service is contrasted with access to content. A model of the information environment is described that accounts for the roles of content and conduit, both of which are necessary conditions to achieve true access. A method is outlined for employing information indicators to observe or measure the information environment. 相似文献